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Our Cruise Was the Trip of a Lifetime! (Photos Included!) Part 1

A Year In Planning My wife and I, along with her parents, have been planning on going on a Mediterranean cruise for the past year or so. My wife and her parents had never been to Europe, and for all of us taking an extended vacation in Europe was a lifelong dream.  Last year we […]

I Guess I Spoke Too Soon!? No Deal on $700 Billion Bailout.. Yet.

Yesterday I posted the news that we had all been waiting to hear. Congress had finally come to an agreement and had settled on a bailout deal to help jump-start our faltering markets. The price tag? A mere $700 billion dollars. At the announcement of proposed deal the Dow Jones industrials enjoyed a 196-point gain […]

The Markets Are Crashing Due To The Sub Prime Lending Mess

What happened while I was gone? I’ve been gone for the past couple of weeks on a cruise ship in the Mediterranean. We saw the sites, relaxed and had a great time. Because we were in the middle of the Mediterranean on our ship (see below), we got little or no news of what was […]

Personal Finance Bible Verse of the Day: Budgeting

On the first day of every week each one of you is to put aside and save, as he may prosper, so that no collections be made when I come. 1 Corinthians 16:2 Setting aside some money and planning for the future are talked about many times in scripture. Planning ahead for things you need […]

Still Think Credit Card Companies Aren’t Evil? Read This.

News flash – credit card companies are not looking out for your best interests A common theme that I have on this blog is that credit card companies are never looking out for your best interests, and you need to make sure you always keep a wary eye on them. Think those rewards cards have […]

Personal Finance Bible Verse of the Day: Rich Men

It is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God. Mark 10:25 This verse talks about priorities, and loyalties. Where do your loyalties lie – with money or with God? Too often when you put all your focus on building […]

7 Things You Can’t Do If You Want To Stay Out of Debt

Being debt free is great, but be careful or it won’t last! My wife and I paid off our last debt, a student loan, just over 2 years ago. It was such a freeing feeling to finally be debt free (except for the house) and we vowed to never go in debt again. The problem […]

We’re In The Air – On Our Way To Europe!

As you read this its a pretty good bet we’re somewhere over the Atlantic Ocean, on our way to Amsterdam, and then on to Barcelona for our 12 day Mediterranean Cruise. As we were packing our bags last night, our little Shih-Tzu “Nala” decided that she wanted to come with us. She hopped up into […]

Tips For a Frugal European Vacation

Ok, ok. I know what you’re going to say. Going on a European vacation is NOT frugal. Going on a trip like this means that  you’re going to be spending a pretty penny. Traveling to Europe these days isn’t cheap, the Euro is currently worth somewhere in the neighborhood of about $1.28  U.S. dollars. That […]

I’m Going To Be Gone For a While, But the Blog Will Continue!

As I’ve mentioned on here a few times the past few weeks – we’re going on a Mediterranean cruise for the next two weeks! We’ve been looking forward to this trip for quite a while now, and the time has finally come! We’ve packed the bags, stopped the mail, gotten someone to watch the house, […]

Personal Finance Bible Verse of the Day: Consider your steps

The naive believes everything, but the sensible man considers his steps. Proverbs 14:15 When you are getting financial advice from someone, its always best to confirm what they are saying, make yourself knowledgeable and make a plan of attack. Consider the actions that you’re taking, and you’ll be much better off.

10 Things I Have Learned About Money

This post helped me to win the Free Money Finance March Madness Competition and donate $500 to Second Harvest Heartland Food Bank. You can help make a difference in the lives of hungry families as well by donating HERE. A Year Of Learning About Money Since I started writing this blog back at the end […]

To Debt Snowball or Debt Avalanche, That Is The Question.

I‘ve been reading a lot lately about how one method or the other is best for getting out of debt. There are a ton of programs being touted as “the best”, and I do think some probably work better than others.  So what do I think is the best? Which Debt Reduction Method is the […]

Your Credit Card May Give You Perks You Didn’t Even Know About

I recently was unfortunate enough to have some personal items stolen from my car, including a GPS and digital camera.   I had only recently purchased the GPS, and digital cameras aren’t cheap to replace. I called my homeowner’s insurance to see if they would cover the replacement cost, but my deductible was too high […]

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