As you read this its a pretty good bet we’re somewhere over the Atlantic Ocean, on our way to Amsterdam, and then on to Barcelona for our 12 day Mediterranean Cruise. As we were packing our bags last night, our little Shih-Tzu “Nala” decided that she wanted to come with us. She hopped up into […]
Tips For a Frugal European Vacation
Ok, ok. I know what you’re going to say. Going on a European vacation is NOT frugal. Going on a trip like this means that you’re going to be spending a pretty penny. Traveling to Europe these days isn’t cheap, the Euro is currently worth somewhere in the neighborhood of about $1.28 U.S. dollars. That […]
I’m Going To Be Gone For a While, But the Blog Will Continue!
As I’ve mentioned on here a few times the past few weeks – we’re going on a Mediterranean cruise for the next two weeks! We’ve been looking forward to this trip for quite a while now, and the time has finally come! We’ve packed the bags, stopped the mail, gotten someone to watch the house, […]
Personal Finance Bible Verse of the Day: Consider your steps
The naive believes everything, but the sensible man considers his steps. Proverbs 14:15 When you are getting financial advice from someone, its always best to confirm what they are saying, make yourself knowledgeable and make a plan of attack. Consider the actions that you’re taking, and you’ll be much better off.
10 Things I Have Learned About Money
This post helped me to win the Free Money Finance March Madness Competition and donate $500 to Second Harvest Heartland Food Bank. You can help make a difference in the lives of hungry families as well by donating HERE. A Year Of Learning About Money Since I started writing this blog back at the end […]
To Debt Snowball or Debt Avalanche, That Is The Question.
I‘ve been reading a lot lately about how one method or the other is best for getting out of debt. There are a ton of programs being touted as “the best”, and I do think some probably work better than others. So what do I think is the best? Which Debt Reduction Method is the […]
Your Credit Card May Give You Perks You Didn’t Even Know About
I recently was unfortunate enough to have some personal items stolen from my car, including a GPS and digital camera. Â I had only recently purchased the GPS, and digital cameras aren’t cheap to replace. I called my homeowner’s insurance to see if they would cover the replacement cost, but my deductible was too high […]
Personal Finance Bible Verse of the Day: Do not borrow
For the Lord your God will bless you as He has promised you, and you will lend to many nations, but you will not borrow; and you will rule over many nations, but they will not rule over you. Deuteronomy 15:6 Another scripture that stresses the importance of not going into debt. We are told […]
Dave Ramsey’s Financial Peace University: Week 13 – The Great Misunderstanding
Last Week – Real Estate And Mortgages Last week was week 12 and we talked about real estate – buying homes and selling homes. Things we touched on: When selling a home, think like a retailer. When buying a home, think like an investor. Never get more than a 15-year fixed mortgage. Don’t tie up more […]
Personal Finance Bible Verse of the Day: Knowledge
Through wisdom a house is built, and by understanding it is established; and by knowledge the rooms shall be filled with all precious and pleasant riches. Proverbs 24:3-4 If you hope to better your financial situation, it is so important that you educate yourself in ways to improve your position. Whether it is learning about […]
Finances and Personal Responsibility: Who Is To Blame For Your Money Problems?
The Victim Mentality I was reading a post over at Moolanomy.com the other day that really got me thinking about the idea of a victim mentality, personal responsibility and how people handicap themselves by blaming others when they have problems. I think it is helpful to first define when I mean by a victim mentality. […]
Personal Finance Bible Verse of the Day: The Blessing of the Lord
The blessing of the Lord makes one rich, and He adds no sorrow with it. Proverbs 10:22
Credit Crunch to Continue Getting Worse?
This year has been a tough one economically. We’ve had the foreclosure crisis, and now the credit crunch. People are bracing for the worst. Now leading academics are saying that the credit crunch may not be over yet. The deepening toll from the global financial crisis could trigger the failure of a large US bank […]
Dave Ramsey’s Financial Peace University: Week 12 – Real Estate and Mortgages
Last Week – Working In Your Strengths Last week was week 11 in Dave Ramsey’s “Financial Peace University“. Week 11 was all about careers and doing what you love for work. Ideas talked about: The average job in America is now 2.1 years in length. The key to power in our careers is to first […]





