A couple of weeks ago I wrote about the Cash For Clunkers program that was expected to be passed. Now, a couple of weeks later the program has passed and is signed into law, and people will soon be able to take advantage of it. I’ve been getting emails and comments surrounding the program, asking […]
Making Home Affordable Refinance Program Eases Eligibility To Allow For Higher Maximum Loan-To-Value Ratio
For a while now we’ve been talking about the Obama administration’s Making Homes Affordable Refinance and Loan Modification program. We looked at who was eligible for the program, and what you needed to do in order to push through your own refinance or loan modification. According to the administration the plan was going to be […]
10 Tips To Help Sell Your Home Fast In A Down Market
When you are selling your house in a down market, you need to get any edge that you can to help sell. Here are 10 tips to help you sell your home faster.
Going Back In Time: This Month Last Year on Bible Money Matters
I‘ve been blogging for well over a year now, and in that time I’ve built up a considerable archive of articles. In fact, I’ve now published over 660 articles on this site. We’ve come a long way in the past year, going from a small blog that no one was reading, to the point where […]
Spending Less Than You Earn. Sound Advice At Any Income
The past week was a sad one as we saw the passing of several well known celebrities. The week started off with the passing of affable Johnny Carson sidekick and veteran of two wars, Ed McMahon. He was always able to light up the stage with his easy going demeanor, and he seemed to be […]
Personal Finance Bible Verse Of The Day: God Loves A Cheerful Giver
Let each one do just as he has resolved in his heart, not grudgingly or under compulsion, for God loves a cheerful giver. 2 Corinthians 9:7 This verse in 2 Corinthians tells us that God loves a cheerful giver. God wants us to give to our church, and to others freely so that we might […]
Should There Be Mandatory Personal Finance Classes In High Schools?
In the time I’ve been writing this blog, I’ve come to realize something through the comments on the posts, the questions I receive via email, and the searches that people use to reach this blog. A lot of people just don’t have a basic understanding of personal finance. Basic Personal Finance Know How Is Lacking […]
Cash For Clunkers Rebate Program Might Save You Money On Your Next New Car Purchase. But Is It A Good Idea?
Rebates, Tax Credits And Stimulating The Economy The Obama administration has been giving us all sorts of stimulus packages this year that aim to stimulate spending in troubled sectors of our economy, and jumpstart consumer spending. First we had the tax incentives for new car purchases, and then the $8000 tax credit for first time […]
Ways To Watch TV Without Paying An Arm And A Leg For Cable Or Satellite
Watching Television doesn’t have to be expensive, and you don’t have to pay for Cable TV. Here’s how to watch TV for free when you have no cable or satellite tv.
Don’t Buy A House Just Because People Say It’s A Good Time To Buy
Over the course of the last few months we’ve been talking quite a bit about incentives that the government is giving first time homebuyers in order to prod them into buying a home. First there was a $7500 loan that homebuyers could pay back over time. That wasn’t an amazing deal, since you had to […]
Personal Finance Bible Verse Of The Day: Not Paying Your Debts
It is better that you should not vow than that you should vow and not pay – Ecclesiastes 5:5 In this day and age it seems to have become more and more common for people to live above their means, and to use credit and debt to increase their lifestyle. Instead of saving up for […]
Will The First Time Homebuyer Tax Credit of $8,000 Be Expanded To Everyone And Increased To $15,000?
For a while now we’ve been talking about the $8,000 first time homebuyer tax credit that the Obama administration passed as a part of the 2009 Economic Stimulus package. Last week the program was expanded to allow homebuyers to use the tax credit as a down payment on FHA loans. Now there is buzz in […]
Tempted To Spend? Remove The Source Of The Temptation
It is so hard these days to not spend money. We’re constantly bombarded with offers to spend. Remove the temptations to spend and saving will become that much easier
$8000 First Time Home Buyer Tax Credit Can Now Be Applied to FHA Down Payments
The article was written by Brandon Laughridge of Mortgage Loan Place, a writer for MLP’s Mortgage Loan Blog. If you enjoy this article, you cansubscribe to the MLP RSS Feed! The government is trying to re-energize the stagnant housing market, and that’s making FHA loans more attractive than ever. Headlines have pulsed this week with […]
