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10 Tips For Saving Money While You Travel

My wife and I are currently planning a trip for our 10th anniversary, and in the midst of all the planning, we’re trying to find ways to save. The trip we had decided to take a while back is turning out to be quite a bit more expensive than we had bargained for. To try […]

How Big Should A Car Down Payment Be?

Most of us need to have a reliable car to get from point A to point B. But how much of a down payment should we put down when buying a car? 10? 20%? Or should we only pay 100% in cash?

Lending Club Returns Closing In On 12%: Lending Club Could Cross $1 Billion In Total Loans By End Of Year

Lending Club Returns

My returns in Lending Club have continued to improve and now show a net annualized return of 11.93%. Lending Club could also be surpassing $1 billion in loans this year.

How And Why To Check Your Credit Score If You Plan On Buying A House

Credit Score Impact On Mortgage Rate

When buying a new home it is important to monitor your credit situation as credit scores from FICO or other agencies can have a big impact on what mortgage rate you receive.

50 Ways To Make Money: Maximizing, Creating And Increasing Your Income

Here are more than 50 ideas for ways to make money. From maximizing current income, to making money on your hobby to creating a side business.

50 Easy Ways To Save Money Every Month

There are a lot of easy ways to reduce your spending, and save money every month. Here are 50 ways you can reduce your recurring expenses, cut money leaks and improve your bottom line.

Unexpected Expenses Always Seem To Pop Up When They Are Least Convenient: How To Plan For Them

It always seems that unexpected expenses seem to pop up at the end of the month when our cash flow is lowest. How can you deal with those unexpected expenses?

How To Setup A Custodial Account For A Minor To Help Them Save Or Invest

custodial account

There are times where you may want to setup an account for a minor child, and a custodial account under the Uniform Gifts to Minors Act may be something to investigate.

Financial Literacy Month: Why Being Knowledgeable About Personal Finance Will Save You From The Unexpected

April is Financial Literacy Month, and was officially designated as such by the US Senate in 2003. Here’s are some reasons why financial literacy is so important.

Taxmageddon: Will We See A Huge Tax Increase Due To Expiring Tax Breaks At End Of 2012?

At the end of 2012 a whole host of tax breaks are all expiring at once. It is being called “Taxmageddon” and unless something is done the average household could see a huge tax increase.

8 Tips For Amending Your Tax Return When You Make A Mistake

Amend Tax Return With 1040x

It’s not uncommon for people hurrying to file their taxes before the deadline to make a mistake. What are some things to remember when amending your tax return?

What Should I Do If I Can’t Pay My Taxes? What Options Do I Have?

Tax returns are due on April 17th this year, and many people have already filed. What if you haven’t filed yet, and you’re not able to pay your taxes? What options do you have?

Government Foreclosure Settlement Means Homeowners Could Get Reduced Principal, A Refinance Or Compensation

The government just announced a settlement with 5 major banks that will mean some homeowners will now be eligible to receive reductions in principal, a refinance or compensation.

Mint.com Review: Online Personal Finance And Budgeting Software

Signing Up For Mint

Mint.com is a personal finance management software that allows easy anywhere access to your family’s financial accounts, budgets and spending trends. Here’s a review.

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