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About Craig Ford

Craig Ford is a fulltime missionary in Papua New Guinea who writes Money Help For Christians and Help Me Travel Cheap, a frugal family travel blog. He is the author of Money Wisdom From Proverbs, has a Masters of Divinity degree, and (most importantly) eats homemade pizza with his family every Friday night.

4 Ways To Develop A Thankful Heart Before Thanksgiving

By Craig Ford 11 Comments

Take this Thanksgiving to answer what really are the greatest blessings you enjoy? Why are you thankful?

Should You Always Do What Makes The Most Financial Sense?

By Craig Ford 11 Comments

Should you always do what make the most financial sense according the the calculator? Have you ever gone against the math to follow a dream?

3 Reasons To Set New Years Resolutions Today

By Craig Ford 2 Comments

set resolutions today

Our tiptoes are touching the threshold of a very dangerous time of year. The time of year is called the holiday season.  It begins on October 31st and lasts until early January.  For many people, these are the months to cease the day.  It’s the time to loosen the purse strings and unbuckle the belt […]

How To Get A Spouse To Start Budgeting

By Craig Ford 7 Comments

Married couples don’t always see eye to eye.  If you’re married, you didn’t need me to tell you that :). When I started writing about making a budget and answering budgeting related questions, I found that people often struggle with a spouse who won’t get on board with the finances. The usual response is a […]

8 Things Every High School Graduate Must Know About Money

By Craig Ford 16 Comments

I once wrote (well, more than once) an article that got some negative criticism.  The article was called How To Write A Check And Other Checkbook Basics.  I found out that a lot of people graduating high school didn’t know how to write a check, so I wrote an article on the topic.  There was […]

5 Money Questions For Parents With Kids On The Way

By Craig Ford 7 Comments

When most parents find out they are expecting there is usually a period (sometime long and sometimes short) when the parents feel a sense of shock.  They look at their lives and know there is going to be a lot of changes. In our post today we are going to look at the financial changes […]

Do You Really Have To Sacrifice To Get Out Of Debt?

By Craig Ford 14 Comments

In my experience, people who get out of debt do so primarily through hard work, sacrifice, and persistence. In fact, I think the road to the debt free life is built by the hands of sacrifice. Why Must You Sacrifice To Get Out of Debt? Since sacrifice involves giving up something, I’m going to say […]

Time To Get Taxes Done Or File A Tax Extension

By Craig Ford 2 Comments

The hands of time keep turning.  No matter how badly you want to run from it, April 15th is close. Now, some of you have responsibly filed your taxes.  You might already be wasting your huge tax return. But, there are some of you who are calling out, “Maranatha”, but yet God patiently waits for […]

Co-Signing Risks: Why Co-signing Is A Bad Idea

By Craig Ford 22 Comments

Good intentions can ruin you financially. People who are looking for someone to co-sign a loan for them often look for the nicest, sweetest, and gentlest person they know well.  If you have been asked to co-sign for a loan, congratulations on being one of the nicest people in the world.  But, now it is […]

Ways To Make Extra Money Series: 5 More Great Ideas For Creating Extra Income

By Craig Ford 17 Comments

The absolute best way to create extra income is to pursue something you love.  For this reason, I’m a fan of turning a hobby into a business. Here are some proven ideas or things I’ve come across that people do to make money.  Notice – none of these are theoretical options.  I’ve either done them, […]

Improve Marriage And Money Problems By Setting Spending Limits

By Craig Ford 14 Comments

It’s quite customary for consumers who are making big purchases to set spending limits. As an example, a couple might say, “I think it is time to buy a new car.”  Once they have decided to purchase another car, they will then ask, “How much should we spend?”  A great question.  They’ll either talk about […]

6 Advantages Of Automatic Saving And Investing

By Craig Ford 9 Comments

What The Government Can Teach You About Personal Finances When it comes to the government and money there are a lot of diverse opinions. No matter what you think about the government’s fiscal responsibility, one thing is for certain. Many Americans could learn at least one lesson from the government that will transform their personal […]

How A Little Blogging Insider Information Can Help You Find Trusted Financial Information Online

By Craig Ford 6 Comments

Isn’t the web an amazing thing?  This blog would certainly be a different thing without the net.  Because there is so much information online it is occasionally hard to know where to go for accurate financial information. Peter just finished off a fantastic series on How To Make Money With A Blog.  Non-bloggers can also […]

3 Reasons Why A Big Income Tax Refund Is A Horrible Thing

By Craig Ford 32 Comments

Over the next few months we will be taking a long and laborious journey through the perilous tax season. But, some of you are giddy with excitement.  You think you are finally going to get something of value from the government – an income tax refund.  All year you’ve been waiting for this moment.  Now […]

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