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Buying A New Or Used Car? Negotiating Tips To Use With Car Dealers

Shopping for a car can be stressful.  If you do your research, however, and understand how the sales process works, you’ll end up paying a lot less money.

Higher Education Can Have A Negative Effect On Your Level Of Wealth

education and wealth

We’re all used to hearing that if we want to get ahead in life, you need to get a college education.   Today I want to talk about an idea that is rarely discussed.  The idea that education can negatively affect your bottom line! Education And Wealth:  Millionaires Are Well Educated Now before we get too […]

What Should I Do If My Identity Is Stolen? Identity Theft Checklist.

One thing that none of us ever wants to deal with is having our identity stolen.  No matter how your identity gets stolen, it is one of the biggest invasions of your privacy to have someone besmirch your good name and trash your credit by making unauthorized purchases, getting fraudulent loans and doing whatever they […]

Mortgage Forgiveness For Underwater Homeowners: Will Obama Forgive Billions Of Dollars In Mortgage Principal?

I was reading up on what’s new in the mortgage markets and the economy over the weekend, and one piece of reporting caught my eye because it seemed like it couldn’t possibly be true.  It was talking about how the Obama administration is considering making a move later this month where Fannie Mae and Freddie […]

New 1099 Reporting Requirements In Obama Health Care Plan: A Small Business Paperwork Nightmare?

When The Obama Health Care law passed this year few people actually knew what was fully contained within the bill’s thousands of pages. Only now after the law has been passed are we finding out the details about some of the provisions within the law that could affect us. A lot of people aren’t happy […]

Wealthy Heiress’s Empty Mansions Attest To How Material Things Can’t Buy Happiness

Up on a bluff on the Pacific Ocean sits Bellosguardo – or “Beautiful view.” – a $100 million dollar mansion owned by a reclusive billionaire and 104 year old heiress Huguette Clark. By any account the mansion is beautiful, and the estate is one that any person would love to call home. The thing is, […]

Devotional: Godliness With Contentment Is Great Wealth

For many of us living in America, we strive to live a full life and we search for something we call the “American Dream”. I was reading a post on another site today that made me think a little harder about just what we’re striving for – and what the “American Dream” is. The definition […]

No Estate Tax In 2010 Means George Steinbrenner’s Family And Others Will Save Millions In Taxes

There are two things that are sure in life – death and taxes.  And when you die, those two things could intersect.  If your estate is worth $1 million dollars or more –  your estate could be taxed up to 55% starting in 2011.  Many people like to call it the “death tax”. This year […]

Roth IRA Withdrawal Rules

The Roth IRA is a wonderful investment option that many people take advantage of every year mainly because of it’s tax free growth and because it allows you to diversify your tax situation at retirement if you also invest in some pre-tax investment types like a 401k or IRA. While the ideal situation is to […]

Will The 2001 Bush Tax Cuts Be Extended, Made Permanent Or Allowed To Expire?

A month or so back we talked briefly about how the 2001 and 2003 Bush tax cuts are expiring at the end of this year.  Since then there has been a lot of additional talk about whether or not the Obama administration will be renewing the tax cuts before the end of the year.  The […]

$8,000 and $6,500 Homebuyer Tax Credits Extended Again Through September 2010 Via H.R.5623

Last month I wrote about how many people were in danger of being left out in the cold with their first time homebuyer or current owner  homebuyer tax credits.  Because of the large number of homes being purchased, and the slow pace that many banks were taking on homes being bought that were short sales […]

How To Save Money On Health Care (When Having A Baby Or Having Other Medical Procedures)

One of the most expensive line items in a lot of people’s budgets is the health care category.  Whether you’ve got a lot of health issues and just end up paying a lot of money, or if you have high ticket health care insurance, the costs can be quite high.  Because the costs are already […]

There Are Times When Your Finances Take A Back Seat. Be Prepared With A Contingency Plan

Just over one week ago we had our first child, little Carter John.  Ever since the day he was born, we have been focusing only on the baby – feeding him, changing his diapers, getting used to his schedule – and trying to stay sane. One thing we’ve learned in the past week is just […]

Our Baby Boy Was Born Yesterday!

Carter John - Baby Is Born

Our little baby boy Carter John Anderson was born yesterday evening at 8:33 pm, weighing in at 8 pounds even, 21 inches in length.  It was a bit of a tough delivery, with the cord wrapped around his neck twice, and then getting his shoulder stuck on the way out, but in the end he […]

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