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$1000 To Start A Small Emergency Fund: Is It Enough?

Some financial gurus suggest that you save $1000 for an emergency fund before getting in to hardcore debt reduction. Is it enough?

Congressional Budget Office Says 2009 Stimulus Package Could Be Harmful To Economy

credit: kevindooley The Congressional Budget Office released a statement this week stating that they believed the current versions of the 2009 stimulus package would actually be harmful to our nation’s economy in the long run. President Obama’s economic recovery package will actually hurt the economy more in the long run than if he were to […]

Please Vote For Me In Free Money Finance March Madness!

This month over at Free Money Finance they’re holding the personal finance bloggers “March Madness” event.  Basically FMF puts together a bracket of submitted finance posts, and there is a competition to crown a champion!  What does the winner get?  Exposure on one of the biggest and best personal finance sites out there, as well […]

Voter Support For Stimulus Package Is Dropping

The more I’ve been hearing about the stimulus package that President Obama has been pushing these past few weeks, the less I’ve liked about it.   It seems to be full of all sorts of unnecessary spending, and a good deal of it not even targeted in ways that could actually help.  Now, according to a […]

Personal Finance Bible Verse Of The Day: More Blessed To Give

In everything I did, I showed you that by this kind of hard work we must help the weak, remembering the words the Lord Jesus himself said: ‘It is more blessed to give than to receive.’ Acts 20:35 In our current times, the phrase  “It is more blessed to give than to receive” is one […]

Small Decisions Equal Big Results

credit: elusive. One thing that I’ve learned over the past year is that the smallest of decisions can affect your financial life in a big way.   In the short term making the choices to initiate small changes in your saving and spending habits may not seem like it will make much of a difference, but […]

Personal Finance Bible Verse Of The Day: Giving Back

The earth is the Lord’s, and the fullness thereof.  Psalm 24:1 As a person who is interested in personal finance, and the process of creating wealth, I’ve spent a lot of time thinking about the topic.   You might even say that I’ve gotten a bit obsessive about it at times. One thing I’ve realized is […]

Emergency Funds Make Your Life Better! (Or At Least More Stress Free)

An emergency fund is only the beginning of a sound financial plan. Here are some good reasons to start saving and how much money you should save.

Social Media Tip For Bloggers: Link Your Social Media Profiles To Your Blog URL

I was recently browsing through my Twitter stream when I saw something on the profile page of one of the social media big wigs that I thought was a great idea.  He had set it up so that he could link to any of his social media profiles just by typing in his URL and […]

Dealing With A Job Loss: What To Do When You’re Laid Off

My wife is in the middle of a possible layoff right now, and as anyone who has been through this knows, it’s a hard situation to be in.  So often a big chunk of our self-worth is tied up in what we do for a living, and then when the rug is pulled out from […]

Jumpstart Your Economy: Doing Your First Budget

What Is A Budget? First things first. What is a budget? A budget is basically a written plan where you decide where each and every dollar will go in the coming month. You figure out how much income you’ll have, and how much you’ll need to spend for necessities.   The difference between the two […]

Photos Of My Home Office: Where The Magic Happens

I was reading the blogs in my reader this morning when I came upon two similar posts.  The original one by My Two Dollars talked about how some readers had asked to see what David’s home office looks like.  He complied by posting pictures showing his very neat desk, big beautiful monitor and beautiful mountain […]

Personal Finance Bible Verse Of The Day: Never Satisfied With His Income

Whoever loves money never has money enough; whoever loves wealth is never satisfied with his income. This too is meaningless. Ecclesiastes 5:10 Living in our culture it’s hard not to focus on material things. We’re blasted with constant commercials and advertisements trumpeting how happiness is only a BMW away. We may have money, but we […]

Rates Are Low. Is It Time To Refinance? Our Refinance Story

My wife and I have been shopping around lately trying to find a good deal on a lower rate for our home mortgage.  We’re currently sitting at around  6.5% with our 30 year fixed rate mortgage. We bought our house right before the real estate bubble burst, so the market was at its highest. Our […]

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