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Why You Should Save 3 To 12 Months Of Expenses In Emergency Savings

The large emergency fund or contingency fund is an important part of a good financial plan. Here’s why you should save 3-12 months of expenses.

This Frugal Blogger is Spending a Ton Of Money On Valentine’s Day

This Valentine’s Day you won’t be seeing any of those “10 Ways To Be Frugal On Valentine’s Day” posts  on this blog.  The reason? We’re not going to be frugal this year.  We’re just going to go all out, and have a good time regarless of the cost.  We’re going to spend whatever it takes […]

Pay Off All Debts Smallest To Largest Using The Debt Snowball

The debt snowball has been touted as one of the most effective ways for people to pay off debt. Here’s how it works, and some pros and cons

Personal Finance Bible Verse Of The Day: Repay Your Debts

It is better that you should not vow than that you should vow and not pay.  Ecclesiastes 5:5 This verse could be seen to apply to our current times quite well.   With our current housing and foreclosure crunch people have been taking out loans left and right, making vows to repay, and then not repaying.  […]

$1000 To Start A Small Emergency Fund: Is It Enough?

Some financial gurus suggest that you save $1000 for an emergency fund before getting in to hardcore debt reduction. Is it enough?

Congressional Budget Office Says 2009 Stimulus Package Could Be Harmful To Economy

credit: kevindooley The Congressional Budget Office released a statement this week stating that they believed the current versions of the 2009 stimulus package would actually be harmful to our nation’s economy in the long run. President Obama’s economic recovery package will actually hurt the economy more in the long run than if he were to […]

Please Vote For Me In Free Money Finance March Madness!

This month over at Free Money Finance they’re holding the personal finance bloggers “March Madness” event.  Basically FMF puts together a bracket of submitted finance posts, and there is a competition to crown a champion!  What does the winner get?  Exposure on one of the biggest and best personal finance sites out there, as well […]

Voter Support For Stimulus Package Is Dropping

The more I’ve been hearing about the stimulus package that President Obama has been pushing these past few weeks, the less I’ve liked about it.   It seems to be full of all sorts of unnecessary spending, and a good deal of it not even targeted in ways that could actually help.  Now, according to a […]

Personal Finance Bible Verse Of The Day: More Blessed To Give

In everything I did, I showed you that by this kind of hard work we must help the weak, remembering the words the Lord Jesus himself said: ‘It is more blessed to give than to receive.’ Acts 20:35 In our current times, the phrase  “It is more blessed to give than to receive” is one […]

Small Decisions Equal Big Results

credit: elusive. One thing that I’ve learned over the past year is that the smallest of decisions can affect your financial life in a big way.   In the short term making the choices to initiate small changes in your saving and spending habits may not seem like it will make much of a difference, but […]

Personal Finance Bible Verse Of The Day: Giving Back

The earth is the Lord’s, and the fullness thereof.  Psalm 24:1 As a person who is interested in personal finance, and the process of creating wealth, I’ve spent a lot of time thinking about the topic.   You might even say that I’ve gotten a bit obsessive about it at times. One thing I’ve realized is […]

Emergency Funds Make Your Life Better! (Or At Least More Stress Free)

An emergency fund is only the beginning of a sound financial plan. Here are some good reasons to start saving and how much money you should save.

Social Media Tip For Bloggers: Link Your Social Media Profiles To Your Blog URL

I was recently browsing through my Twitter stream when I saw something on the profile page of one of the social media big wigs that I thought was a great idea.  He had set it up so that he could link to any of his social media profiles just by typing in his URL and […]

Dealing With A Job Loss: What To Do When You’re Laid Off

My wife is in the middle of a possible layoff right now, and as anyone who has been through this knows, it’s a hard situation to be in.  So often a big chunk of our self-worth is tied up in what we do for a living, and then when the rug is pulled out from […]

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