I‘ve been looking into the many options available to me lately when it come to discount online brokerages. It seems like just about everyone has a service that they like best, and that they prefer using. The first one I had heard recommended was OptionsHouse, which I reviewed last time. It had a good mix […]
What Money Issues Does Our Lame Duck Congress Need To Address?
Now that election day has come and gone, and because there will be some drastic changes in the makeup of the congress, we’re in a sort of limbo – the lame duck congress. Despite the fact that many of these politicians won’t be returning, there are still a ton of things that really need to […]
2011 Traditional And Roth IRA Contribution Limits And Phase Outs
At the end of October, the IRS released their 2011 IRA contribution limits. If you have a Roth IRA (and you should), you’ll want to keep a close eye on the amount you’re allowed to contribute each year, because from time to time the amount does go up. When it does, you want to make […]
Have A Debt Free Holiday By Using A Rewards Checking
In the past I’ve advocated planning ahead for regular expenses that come up every year by setting up specific goal based savings accounts at places like Ally Bank or Capital One 360. I believe it’s a good idea to plan ahead for things you know are going to happen, so that when the time arrives […]
Giving, Generosity And Idolatry: How I’ve Been Challenged
These past couple of weeks have been eye opening for me, and I have been challenged to think about greed, generosity and idolatry in whole new ways. It all started a few weeks back with a new building campaign fund that was being started at our church. Our congregation bought a new building 2 years […]
Are Americans More Financially Secure This Year Than Last? Or Just Being Optimistic?
The past few years have been tough ones for our economy, with the market dropping, unemployment skyrocketing, and other general economic indicators not being too favorable. A lot of people have lost a lot of their net worth during that time, and many of them were on the point of despondency because they didn’t know […]
Dumping Debt & Building Wealth Giveaway: Win A Dave Ramsey Starter Kit Or Other Prizes!
One thing that I have aimed to do over the past couple of years is to make this site a place where people could come to get solid financial advice in order to help them get back on track, pay off debt and start building wealth. I’ve done that by writing about budgets, plans for […]
What Is The Best Place To Open A Roth IRA?
As my wife and I go through the Dave Ramsey’s 7 Baby Steps, we’re finally completing step 3, building 3-6 months of expenses (although we decided to save closer to a year of expenses), and we’re now entering step 4 where you are to invest 15% into Roth IRAs and other pre-tax retirement accounts. While […]
Dave Ramsey’s New House: Did He Follow His Own Advice And Pay Cash?
Dave Ramsey recently built a new house, and the home and land are valued at over $4,900,000! Did he follow his own teaching and pay cash?
Lending Club Update: Still Making Good Returns, But They Could Be Better
I‘ve been investing in Lending Club for quite some time now, and so far I’ve been extremely happy with the experience. I’m getting a good return on my money, while at the same time helping others to get loans at lower rates than they might have otherwise been able to obtain. I really do think […]
Taxpayers Could Face A Tax Increase As Congress Delays Vote On Taxes
We’ve written about the Bush tax cuts several times in the last few months, and how if Congress doesn’t act, the tax cuts will be expiring for everyone, not just the wealthy. While I still think it’s a remote possibility that the tax cuts won’t be renewed, and that congress will just blame it not […]
What Is A Health Savings Account (HSA)? How Does It Work?
Last year I wrote a lengthy post on Flexible Spending Accounts (FSA) because the company I work for was looking for ways to help employees cut costs in light of a large health insurance premium increase that we were slated to see. Flexible spending accounts are a great deal because they allow you to set […]
Ways To Make Extra Income: How To Create And Sell An Ebook On Your WordPress Site
One thing that I’ve been a huge proponent of on this blog is finding ways that you can create income on the side to help turbo boost your progress towards reaching your financial goals. I’ve talked about a lot of ways that I’ve used generate income to help me reach my financial goals. Among the […]
Ebook Review And Interview: Sell Your Crap By Adam Baker
Last week I briefly touched on a new e-book package that just came out that was written by Adam Baker, the mind behind the entertaining blog, ManVsDebt.com. The e-book talks about a topic that I know pretty well, selling your stuff to make a bit of extra cash. A couple of years ago my wife […]
