The end of the year is quickly coming upon us, and with it comes your last chance to take advantage of some last minute tax deductions for the 2010 tax year, in addition to planning ahead for the tax credits you’re going to claim. If you’re anything like me, you’ll do what you can in […]
Deal Reached Between President Obama And GOP On Extension Of Bush Tax Cuts
Over the past year or so we’ve been talking on this site quite a bit about the 2001 and 2003 Bush tax cuts, and whether or not they would be renewed in some form before they expire on December 31st. We looked at what would happen to the tax rates if they weren’t renewed, and […]
President Obama Appoints Geithner and Lew To Negotiate A Resolution To Bush Tax Cuts
As the end of the year comes ever closer, and Congress gets ready to adjourn for the year, there has still been no action on the expiring 2001 and 2003 bush tax cuts. If the tax cuts were to expire on December 31st, we would see tax increases for everyone who pays taxes. Neither the […]
Shopping On Black Friday? Tips To Find The Best Deals On The Things On Your List
Thanksgiving is almost here again, and as another year passes we all have so much to be thankful for. Our health, our families, and all the blessings we’ve been given throughout the year. For many people the Thanksgiving celebration also marks the coming of the biggest shopping day of the year when people young and […]
The Great Big List Of 75 Frugal Gifts You Can Give This Christmas
Christmas time is only a month and a half away! At our house it’s one of the most joyous times of the year as we celebrate the birth of our savior, and revel in all the blessings we have seen in our lives during the year. This year we’re celebrating the birth of our first […]
Decision On Extension Of The Bush Tax Cuts Pushed Off Until The Last Minute
I‘ve written several times on this site about the expiration of the 2001 and 2003 Bush tax cuts, and how if they aren’t renewed for all taxpayers before the end of the year, we could be seeing an increase in tax rates for everyone across the board. While both parties have been making overtures about […]
ShareBuilder By Capital One Review: Discount Online Brokerage
I‘ve been looking into the many options available to me lately when it come to discount online brokerages. It seems like just about everyone has a service that they like best, and that they prefer using. The first one I had heard recommended was OptionsHouse, which I reviewed last time. It had a good mix […]
What Money Issues Does Our Lame Duck Congress Need To Address?
Now that election day has come and gone, and because there will be some drastic changes in the makeup of the congress, we’re in a sort of limbo – the lame duck congress. Despite the fact that many of these politicians won’t be returning, there are still a ton of things that really need to […]
2011 Traditional And Roth IRA Contribution Limits And Phase Outs
At the end of October, the IRS released their 2011 IRA contribution limits. If you have a Roth IRA (and you should), you’ll want to keep a close eye on the amount you’re allowed to contribute each year, because from time to time the amount does go up. When it does, you want to make […]
Have A Debt Free Holiday By Using A Rewards Checking
In the past I’ve advocated planning ahead for regular expenses that come up every year by setting up specific goal based savings accounts at places like Ally Bank or Capital One 360. I believe it’s a good idea to plan ahead for things you know are going to happen, so that when the time arrives […]
Giving, Generosity And Idolatry: How I’ve Been Challenged
These past couple of weeks have been eye opening for me, and I have been challenged to think about greed, generosity and idolatry in whole new ways. It all started a few weeks back with a new building campaign fund that was being started at our church. Our congregation bought a new building 2 years […]
Are Americans More Financially Secure This Year Than Last? Or Just Being Optimistic?
The past few years have been tough ones for our economy, with the market dropping, unemployment skyrocketing, and other general economic indicators not being too favorable. A lot of people have lost a lot of their net worth during that time, and many of them were on the point of despondency because they didn’t know […]
Dumping Debt & Building Wealth Giveaway: Win A Dave Ramsey Starter Kit Or Other Prizes!
One thing that I have aimed to do over the past couple of years is to make this site a place where people could come to get solid financial advice in order to help them get back on track, pay off debt and start building wealth. I’ve done that by writing about budgets, plans for […]
What Is The Best Place To Open A Roth IRA?
As my wife and I go through the Dave Ramsey’s 7 Baby Steps, we’re finally completing step 3, building 3-6 months of expenses (although we decided to save closer to a year of expenses), and we’re now entering step 4 where you are to invest 15% into Roth IRAs and other pre-tax retirement accounts. While […]
