Find The Best Bank Rates

Best Online High Yield Savings Accounts, CD Rates, Money Market Accounts

Been looking for a high yield savings account, CD or money market account but not sure where to find the best rates?  Look no further!  All of these savings accounts are FDIC insured up to $250,000. Your money is safe and you’re guaranteed to make at least a nominal return on your money.  Hopefully the rates will start going up soon! Search the automatically updated rates table below. Just select the type of account you’re looking for, the amount of the deposit you’ll be making and click on the company for more details. Click on “show more” at the bottom to show more banks.

Looking for some more options not included above? Here are some more savings account options with the best current rates.

High Yield Savings Accounts

Bank (updated 12/19/2014)Open AccountInterest Rate (APY)Min. DepositDetailsReview
EverBank Yield Pledge Money Market Account1.01 % APY$1,500There is a 1.40% Bonus Rate for the first six months. $1,500 initial-deposit requirement. No-fees for online banking with over $5000 balance. $8.95 monthly fee otherwise. You can make up to six withdrawals per month.EverBank Bank Review
Ally Bank High Yield Savings0.99 % APY$0Open with $0, no minimum balance. No monthly fees. Daily compounded interest for maximum earnings. Six withdrawals or transfers per statement cycle. FDIC insured. Named Best Online Savings Account by Money Magazine 2011-2012Ally Bank Review & Ally Mobile App Review
CIT Bank Savings Account0.95 % APY$100$100 minimum balance to open or maintain account. No monthly fees, no transfer fees. Higher 1.05% interest rate with $25,000+ balance.CIT Bank Review
Discover Bank Online Savings Account 0.90 % APY$500$500 opening deposit plus no minimum balance. Set up automatic transfers from any checking or savings account. You can make up to six withdrawals per month.Discover Bank Review
0.80% APY$1No fees. No minimums. 24/7 account access by phone or web. They are FDIC insured. American Express Bank Review
FNBO Direct Online Savings0.75 % APY$1No minimum balance. No monthly fees. FDIC Insured. Named Best Place to Park Your Emergency Cash by Money Magazine.FNBO Direct Online Savings Review
Capital One 360 Savings
$1No fees. No minimums. unlimited sub-accounts. Accounts linked to your existing checking. 24 hour online account access through CapitalOne360.comCapital One 360 Savings Review
Bank Of Internet0.61 % APY$100Open with $100, no fees or balance requirements, free online statements, ATM card available, FDIC insured.
Zions Bank Savings0.50 % APY$100Minimum balance of $1,000 to get the highest rate. They are FDIC insured and have over 125 brick and mortar branches.Zions Bank Review
HSBC Advance Online Savings Account0.01 % APY$1No minimum balance requirement. No monthly fees. Low initial depost of $1.HSBC Direct Bank Review
E*Trade’s Complete Savings Account0.01 % APY$1A $1 minimum deposit is required to open a new account. 6 withdrawal limit applies. No minimums. $15 per bank check request.

Alternatives To High Yield Savings Accounts

BrandOpen AccountNameAPYDetailsReview

Lending Club9.68 % APYLending Club is a peer-to-peer or person to person lending network where you can invest in individual loans with as little as $25. The specific interest rate depends on the quality of loan you are investing in. Currently, the average return on investment is 9.5% APY.Introduction to Lending Club
smarty_pigSmartyPig1.00 % APYSmartyPig is an online piggy bank where you can set up savings goals, and invite family and friends to contribute to your account. While your savings is accumulating, it’s earning a competitive interest rate of 2.01% APY — currently the base savings rate. Additionally, you can opt for special incentives from participating retailers to get even more from your savings.Using Smarty Pig for savings goals
FNBO Direct Bill Pay Account0.65 % APYFNBO Direct Bill Pay - High yield checking account offers no balance minimums or monthly fees.FNBO Direct Online Savings Review
orange_checkingCapital One 360 Checking
While their checking account rates aren’t the highest right now, you can’t beat the Capital One 360 Checking Account’s list of features and service. Features include free online bill pay, free access to over 40,000 ATMs, free postage -they’ll mail your checks for you – and more!Capital One 360 Review
Zions Bank Money Market0.15 % APYZions Bank offers a money market account with one of the better rates currently availableZions Bank Review
Zions Bank Checking0.05 % APYZions Bank offers an online checking account with competitive features and rates.Zions Bank Review