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Get your free credit score, credit card offers, and tools to help you save more money. All in one place. 

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Better credit.
Better advice.
Better offers.

See your credit score and start reaching your goals

By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.

How Credit Sesame works

Grow your credit score with your daily debit purchases.1
Save more money in the long run with a better credit score.

Grow your credit score with your daily debit purchases.Save more money in the long run with a better credit score.

See your credit score

Check your score daily, see what’s impacting your credit, and know when something changes

See your Sesame Grade

See a clear letter grade based on the five major factors that impact your credit score

See your actions

Get personalized actions that can help you improve your score and reach your goals faster

See your offers

Find the best offers with the highest chance of approval based on your credit profile

By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
By clicking on the button above, you agree to the
Credit Sesame Terms of Use and Privacy Policy.
view credit score
see sesame score
your actions
top savings

How Credit Sesame works

See your credit score

Check your score daily, see what’s impacting your credit, and know when something changes

See your actions

Get personalized actions that can help you improve your score and reach your goals faster

See your offers

Find the best offers with the highest chance of approval based on your credit profile

See your credit score

Check your score daily, see what’s impacting your credit, and know when something changes


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See your Sesame Grade

Get an advanced look at the major factors that impact your credit score


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See your actions

Get personalized actions that can help you improve your score and reach your goals faster


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See your offers

Find the best offers with the highest chance of approval based on your credit profile


By clicking on the button above, you agree to the
Credit Sesame Terms of Use and Privacy Policy.

Apply with confidence with Credit Sesame

We take the uncertainty out of the application process by showing you offers with a high chance of approval.1 Save time, avoid negative marks, and find better credit products.

Apply with confidence with Credit Sesame

We take the uncertainty out of the application process by showing you offers with a high chance of approval 2 Save time, avoid negative marks, and find better credit products.

Use debit to quickly build credit history2

Start building credit when you use a prepaid debit card to pay for rent, subscriptions, groceries, and more. No credit check. Fees may apply.³

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Sesame Grade

Understand your score with Sesame Grade

Understand your score with Sesame Grade

Our new grading system shows you a clear letter grade based on the five major factors impacting your credit. It’s never been easier to see exactly what needs attention and what actions you should take.
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Sesame Grade

Understand your score with Sesame Grade

Our new grading system shows you a clear letter grade based on the five major factors impacting your credit. It’s never been easier to see exactly what needs attention and what actions you should take.

Credit Builder

Build credit with your everyday purchases

Start building credit when you use debit to pay for gas, groceries, bills, and more. No credit check. No security deposit.2 Fees may apply.3

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Seame Credit Card - 2023 Digital Awards Platinum Winner
Seame Credit Card - 2023 Digital Awards Platinum Winner

Credit Builder

Build credit with your everyday purchases

Start building credit when you use debit to pay for gas, groceries, bills, and more. No credit check. No security deposit.2 Fees may apply.3

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Secure

“I didn’t realize it was even option to build your credit this way.”
Shiva
5/5
Shiva

Free

”I love that it gave me more detailed credit info for free. My goal was to buy a house and I did buy one.”
Charles
5/5
Charles

Helpful

“I wouldn’t have been able to buy a house without improving my score first.”
Brian
5/5
Brian
the word on credit sesame

The word on Credit Sesame

Rewarding

“I’ve been working for over a year to boost my credit score and Credit Sesame has made that possible.”
Torrey
5/5
Torrey

Necessary

“The reason I work so hard to get a good credit? So much of your life depends on it.”
T-wanna
5/5
T-wanna

Savings

“It helped me make a plan to pay down debt. I went from 16 percent car loan to 6 percent refinancing.”
latoya
5/5
Latoya

Free

“I love that it gave me more detailed credit info for free. My goal was to buy a house and I did buy one.”
Charles
5/5
Charles

Fast

“I’m really grateful to Credit Sesame for helping me boost my credit so quickly.”
Randi
5/5
Randi

Free

“I love that it gave me more detailed credit info for free. My goal was to buy a house and I did buy one.”
Charles
5/5
Charles

Fast

“I’m really grateful to Credit Sesame for helping me boost my credit so quickly.”
Randi
5/5
Randi

Easy

“I didn’t realize it was even option to build your credit this way.”
shiva
5/5
Shiva

Helpful

“I wouldn’t have been able to buy a house without improving my score first.”
Brian
5/5
Brian

Secure

“I’ve trusted Credit Sesame to monitor my credit for a long time.”
Amanda
5/5
Amanda
Average customer rating
4.5/5

4.5 (524K reviews)

Secure

“I’ve trusted Credit Sesame to monitor my credit for a long time.”
Amanda
5/5
Amanda

Fast

“I’m really grateful to Credit Sesame for helping me boost my credit so quickly.”
Randi
5/5
Randi

Easy

“I didn’t realize it was even option to build your credit this way.”
shiva
5/5
Shiva

Secure

“I didn’t realize it was even option to build your credit this way.”
Shiva
5/5
Shiva

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Tips and guides

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¹ Approval Odds are estimated by comparing your credit profile to other Credit Sesame members who were approved for this product or by determining whether you meet certain criteria provided by the lender. This does not guarantee you will be approved, but it may help you decide which options are better for you. You should evaluate your options carefully and understand that there may be several reasons why a lender may not approve your application, including but not limited to your ability to pay based on your income and employment status, having a maximum number of accounts with the lender, inability to verify your identity, and other reasons determined by the lender.

2 Sesame Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Sesame Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Sesame Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Sesame Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Sesame does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.

³ Sesame Cash fees include a $9.99 monthly fee (“Monthly Fee”) and a $3 monthly inactivity fee (“Inactivity Fee”). However, we may waive these fees as follows: To qualify for the waiver of the Monthly Fee, you must either deposit $500 into your Sesame Cash account through direct deposit or spend $1,000 each month with your Sesame Cash account. Spending can be satisfied either through point of sale transactions or by using your Sesame Cash card to pay your bills. To qualify for the waiver of the Inactivity Fee, there must be money movement or a purchase made with your Sesame Cash account at least once within a 30-day rolling period. As a courtesy, we will not charge you the Monthly Fee or the Inactivity Fee within the first 30 days of account opening. Review the Sesame Cash Cardholder Agreement for the full fee schedule and additional details. International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may also apply.