Dave Ramsey’s 7 Baby Steps By The Numbers: Getting Started

I’ve been writing about personal finance for just over a year now.   During that time I’ve written a lot of about Dave Ramsey and his class “Financial Peace University“,  but I realized that I’ve never written in depth about his 7 baby steps plan to getting your finances in order and on track.  So today [...]

Ways To Watch TV Without Paying An Arm And A Leg For Cable Or Satellite

June 23, 2009
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Television Can Be Expensive (It Doesn’t Have To Be)
One way that my wife and I have saved money over the years is that while most of our friends have cable or satellite TV, we’ve never paid subscription costs to receive TV programming.  That means that we are saving ourselves a good chunk [...]

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Happy Father’s Day: Links And Post Roundup

June 22, 2009
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Yesterday was Father’s Day, and we had fun celebrating it with my wife’s father by going out to dinner and playing board games (my father-in-law’s favorite!).   We had a good time, and I think it’s good to take a moment to honor those in our lives who have made a difference, our fathers, our mothers [...]

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Examples of Questionable Business And Marketing Practices And How Not to Fall for Them

June 22, 2009

This is a guest post by Mr Credit Card from askmrcreditcard.com.  Mr Credit Card reviews credit cards , lots of them!  Today, he would like to share his thoughts on questionable business and marketing practices and how we fall for their hype. You can subscribe to his RSS feed here.

First, I would like to thank [...]

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A Thank You For My Father

June 21, 2009
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Father’s Day is here
Father’s day is here again, and for most dads it will probably come and go again with a card, a phone call, and maybe a bad tie. I admit that i do the same thing most years. This year I thought I’d do something a little different. I thought I’d [...]

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Devotional: Father

June 21, 2009
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photo credit: KellyB.
For you did not receive a spirit that makes you a slave again to fear, but you received the Spirit of sonship. And by him we cry, “Abba, Father.” - Romans 8:15
Before I became a Christian, I didn’t have a clear view of God. I knew He had created the universe, but [...]

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Don’t Buy A House Just Because People Say It’s A Good Time To Buy

June 19, 2009
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It’s A Good Time To Buy A House
Over the course of the last few months we’ve been talking quite a bit about incentives that the government is giving first time homebuyers in order to prod them into buying a home. First there was a $7500 loan that homebuyers could pay back over time. [...]

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Personal Finance Bible Verse Of The Day: Not Paying Your Debts

June 18, 2009
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It is better that you should not vow than that you should vow and not pay - Ecclesiastes 5:5
In this day and age it seems to have become more and more common for people to live above their means, and to use credit and debt to increase their lifestyle. Instead of saving up for things [...]

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Will The First Time Homebuyer Tax Credit of $8,000 Be Expanded To Everyone And Increased To $15,000?

June 17, 2009
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For a while now we’ve been talking about the $8,000 first time homebuyer tax credit that the Obama administration passed as a part of the 2009 Economic Stimulus package.  Last week the program was expanded to allow homebuyers to use the tax credit as a down payment on FHA loans.
Now there is buzz in Washington [...]

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Tempted To Spend? Remove The Source Of The Temptation

June 16, 2009
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It is so hard these days to not spend money. We’re constantly bombarded with offers to spend. Remove the temptations to spend and saving will become that much easier

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