Comments on: Dave Ramsey’s 7 Baby Steps Review: Is This A Debt Management Plan You Should Try?

By: Jean

Jean — Mon, 23 Jan 2012 20:12:19 +0000

We are doing a 80/20 when it comes to adding money towards our debt and to our emergency fund. After having $1,000 in our emergency fund, 80% of extra income is going toward paying off debt and 20% towards our emergency funds. We know how important it is to have something stash away since in 2010 we had both cars that needed major repairs, we had our first child, and my wife was out of work for about 4 months, along with other family issues which cleaned us out completely. If it wasn’t for our emergency fund we would be much deeper in debt.

By: A Review of Dave Ramsey's Baby Steps to Financial Freedom

A Review of Dave Ramsey's Baby Steps to Financial Freedom — Thu, 17 Nov 2011 13:01:16 +0000

[...] Dave Ramsey’s 7 Baby Steps By The Numbers: Getting Started at Bible Money Matters [...]

By: michael v

michael v — Mon, 11 Apr 2011 07:50:42 +0000

We are never taught to be debt free. I thank Dave for helping me to see it and to give me tools to attack my future with. At 52 i am debt free and only have a small mortgage. Dave is someone to listen to. A true financial counselor. I cannot say enough about this man. He has help me change my life….. Follow his lead and keep at it. You will in time achieve it. I have peace of mind. Money can’t buy you love or happiness or health. But peace of mind while there is a world of storm around you is priceless. Again it is God’s money and we are blessed that he has given it to us to keep us safe. Stay close to God, stay close to your family and stay close to Dave Ramsey. Living like no one else is a dream come true

By: michael v

michael v — Mon, 11 Apr 2011 01:27:52 +0000

Yes I adjusted the baby steps and kept more emergency cash and still had the car loan a bit longer. Still paid it off but wanted more cash reserves. It is personal preference as long as you keep your eye on the ball.

By: Michael V

Michael V — Fri, 24 Dec 2010 16:22:40 +0000

To the people just starting. This stuff works. A few years ago I started on my financial plan. I was doing “my” baby steps. Well i ran into Dave Ramsey and a few others and refined my steps. By refining I became debt free at 50. Only a small 4.625% mortgage. Built up a 6 month fund and was on my way investing and starting to give some away. Blessed by the Lord greatly and then……………Wham. A major stroke with brain and heart complications. Without following God’s path and sound financial advice like Dave’s I would be crushed and my family homeless. Start the steps. Their are a few good people giving good advice and Dave is one of them

By: Beau

Beau — Fri, 21 May 2010 20:07:01 +0000

Dave Ramsey’s 7 baby steps is a great financial plan. It makes perfect sense. I think a lot of people will have a hard time controlling their spending enough to be able to follow through with the plan. I know I do.

By: I Love You...Like A Blogger - Top 10 Referring Blogs Edition

I Love You...Like A Blogger - Top 10 Referring Blogs Edition — Sat, 13 Mar 2010 10:12:14 +0000

[...] Bible Money Matters – (296 Visitors) Dave Ramsey’s 7 Baby Steps By The Numbers: Getting Started [...]

By: Debt Free Now What: Moving Beyond the Financial Basics | My Super-Charged Life

Thu, 07 Jan 2010 12:01:51 +0000

[...] if you are debt free, then you know and follow Dave Ramsey. However, now is a good time to review the 7 Baby Steps from his book The Total Money Makeover. My wife and I have been following his guidance for [...]

By: Katy

Katy — Thu, 17 Dec 2009 18:43:19 +0000

My husband and I took the FPU class at our church last April, and it has helped so incredibly much to get our finances in order! We were happy to find this class at the beginning of our marriage to start it off right!

By: Mick@ Mortgage Deals Help

Mick@ Mortgage Deals Help — Tue, 17 Nov 2009 17:00:59 +0000

I totally agree with getting a small emergency fund in place. There is absolutely always something that crops up that needs paying for - car insurance, broken lawnmower etc. Mick@ Mortgage Deals Help´s last post ..Mortgage rates falling but loan restrictions tighten