Lending Club Update: Returns Slowly Increasing As Higher Risk Loans Added

January 4, 2011
Investing In Lending Club

My Lending Club returns have continued to improve since I started adding loans for people with lower credit scores, but good jobs and income – and higher probability of paying off their loans. Details of what I’m doing here.

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What Money Issues Does Our Lame Duck Congress Need To Address?

November 11, 2010
Year End Money Issues To Be Addressed By Congress

Now that election day has come and gone, and because there will be some drastic changes in the makeup of the congress, we’re in a sort of limbo – the lame duck congress. Despite the fact that many of these politicians won’t be returning, there are still a ton of things that really need to [...]

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Money Isn’t The Problem. Our Interaction With It Is.

September 23, 2010
Money Isn't The Problem. We Are.

I live and work in a metropolitan area, which means I spend a lot of time on buses and trains with my nose in a book attempting to avoid my fellow riders in the friendliest way possible. One of my co-workers suggested I add The Soul of Money to my Express Bus Reading List – [...]

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5 Money Moves You’ll (Possibly) Regret Later!

September 20, 2010
5 Money Moves You Might Regret

There’s a lot of good advice out there in the blogosphere, but it doesn’t mean you should take it! We have to do our own due diligence to make sure that the advice we get is right for us. So let’s take a look at five very common pieces of advice. You may be surprised [...]

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Do You Share Equal Financial Responsibility With Your Spouse?

August 10, 2010
Sharing Financial Responsibility

It’s inevitable. An individual within a married couple will become the main financial person. It’s common knowledge that over the course of marriage, either the husband or wife will emerge as the “one who does the finances.” But should this be allowed to be taken to the extreme? Should only one be in charge of [...]

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Wealthy Heiress’s Empty Mansions Attest To How Material Things Can’t Buy Happiness

August 4, 2010
Empty Mansions

Up on a bluff on the Pacific Ocean sits Bellosguardo – or “Beautiful view.” – a $100 million dollar mansion owned by a reclusive billionaire and 104 year old heiress Huguette Clark. By any account the mansion is beautiful, and the estate is one that any person would love to call home. The thing is, [...]

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Should Married Couples Divide Their Money?

July 7, 2010
Should Married Couples Divide Their Money?

Some couples combine their money while others divide their money.  Perhaps both couples were earning and managing money individually before they got married, so why not continue right on doing the same thing.  It’s the easy thing to do, right?  Well, of course there is always that discussion about who will pay what when the bill [...]

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The Financial Checklist For Newlyweds

June 30, 2010
Financial Tips For Newlyweds

This is a guest post from RJ Weiss, who is an aspiring financial planner. RJ writes about financial planning for twenty-somethings at Gen Y Wealth. If you like what you see here, please consider subscribing to his RSS feed. First things first, congratulations to anyone who has recently married or is getting married. I wish [...]

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What Expenses Should I Expect When Having A Child?

June 24, 2010
Baby Expenses To Expect

As my wife and I prepare for our journey into parenthood, one thing we’ve slowly realized is just how expensive it can be to have children.  There are a host of big and small baby expenses that you may not have even considered, and as time goes on they slowly add up to a pretty [...]

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Don’t Let College Debt Crush Your Will To Learn

May 20, 2010
How To Save Money On College

Nobody ever said that attending college was going to be easy. In fact, with the downward spiral of the recent economy putting the crunch on public services across the board, schools are placing more and more of the burden of paying for higher education on the shoulders of students. Even in cases like California, where [...]

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Need To Consolidate Debt? Lending Club May Have The Solution

May 19, 2010
Lending Club Debt Consolidation

I‘ve been writing about Lending Club for quite some time now, but usually from the viewpoint of an investor. I’ve invested in 100+ loans over the last two years, and thus far I’ve been extremely happy with the experience. I’ve been pretty careful about the loans that I invest in, and I think because I’ve [...]

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Doing A Zero Based Budget Will Lead To Found Money

May 6, 2010
Zero Based Budget Saving Money

Over the past couple of years the economy has been in a tailspin.  With double digit unemployment, people are having a hard time finding jobs, and not many people (beyond government workers) have been seeing their incomes increase. Because times are tough most people are having to be more creative in looking for places to trim [...]

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The Choices We Make Have Consequences. Change Your Life One Decision At A Time

April 28, 2010
Great Achievers Are Responsible

I was reading a new book that I received in the mail yesterday called, “8 Attributes of Great Achievers“, written by Cameron C. Taylor.  The book examines the lives of famous historical figures and gives light to attributes that they shared that helped to make them successful in life.  It’s a great read that I [...]

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Should Your Finances Be In Order Before Having Children?

April 27, 2010
Finances and Children

You might be surprised by my response to this question.  But in general, I don’t think you should plan having children around your finances or financial situation.  In other words, I do not think finances have to be in order to have children. Now I know there are some exceptions in which a child couldn’t [...]

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