Being “Normal” Costs An Average of $600,000 Over a Lifetime: Here’s Why We Are Fighting Back

May 22, 2012
a lifetime of debt

Dave Ramsey is fond of saying that you don’t want to be normal because “normal” is broke.  Now, CreditLoan has graphic proof of that in the infographic, “A Lifetime of Debt: The Financial Journey of the Average American.”   Comprised of information from several sources, this infographic, which is laid out like the Life board game, [...]

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Can You Afford Your Lifestyle?

May 14, 2012
can you afford the lifestyle?

We thought that we were living a comfortable lifestyle that we could afford, but we left out several important aspects of a strong financial position. Here’s how to avoid the same mistakes.

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Paying Down Debt With Gazelle Intensity? How Much Of An Emergency Fund Do You Need?

April 18, 2012
Emergency Fund Size

Should some families have a larger emergency fund than others? What is the right amount for your family to set aside in an emergency fund?

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Which Method Is Best To Pay Off Debt: Lowest Balance To Highest Or Highest Interest To Lowest

April 2, 2012
debt payment methods

When it comes to paying off debt, there are a variety of plans offered by various financial gurus. Which debt repayment plan is the best?

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5 Things You Should Not Do If You Have Debt

March 26, 2012
debt reduction do and don't

If you have a significant amount of debt, there is no easy way around the fact that you must change your behavior to eradicate the problem.

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How To Negotiate With Your Credit Card Company: What Options Do You Have When It Comes To Credit Card Debt?

February 28, 2012
Credit Card Rate Negotiation

If you’ve found yourself with a huge amount of credit card debt, what are your options when it comes to reducing your rates, reducing principal, or settling the debt?

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Paying Down Debt Should Be Like Interval Training

February 27, 2012
debt repayment

Sometimes when you’re in the middle of paying off debt you start to burnout and need a break. Here’s why taking a break on debt repayment can be a good idea.

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Dish Network Raised My Rates Again: Lawsuits, Price Hikes And Why We’ll Be Cancelling Satellite As Soon As Our Contract Expires

February 20, 2012
Dish Network Price Increase Lawsuit

We signed up for Dish Network Just over a year ago, only to see an immediate price increase. Now dish is facing a class action lawsuit for that same price increase.

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How To Do A 401(k) Loan: Pros And Cons Of Borrowing From A Retirement Plan

February 9, 2012
Pros and Cons Of 401k Loans

The 401(k) often has an option where you can take out a loan and pay yourself interest. There are risks to be aware of, however, when taking out a 401(k) loan.

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Will A Short Sale Hurt Your Credit, And Will You Even Qualify For One?

January 24, 2012
short sale consequences

A lot of people are finding themselves underwater in their homes and are considering a short sale to unload their home. But should they?

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Should You Borrow From Family Members?

November 22, 2011
borrowing money from family

Within the last four years, it has become more difficult to borrow. In that environment, more people are considering borrowing from family. Should they?

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What Does The Obama Student Loan Relief Program Offer?

November 15, 2011
student loan relief

It is no secret that many Americans graduate from college with debt. The government may be offering some help to those with student loans.

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Should You Reveal Your Debt To Family And Friends?

October 27, 2011
reveal your debt to family

If you are struggling to get out of debt, should you reveal your debt to your family and friends, or keep it on the down low?

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You Vs. Debt Video Course And Accountability Program Can Help You To Get Out Of Debt

September 20, 2011
You Vs Debt

Like a lot of people these days at one point in my life I struggled with credit card debt, and with spending more than my income could justify.  Over about 4-5 few years my wife and I were able to get rid of our debt, but it ended up taking far longer than it should [...]

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