From the category archives:

debt

This Blogger Fell Into The FICO Trap, But Saw The Light And Became Debt Free

October 29, 2009
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This is a guest post from Debt Free Hispanic over at http://www.debtfreehispanic.com. You can read more of his inspiring posts by checking out his site, or subscribing to his RSS feed here.
Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. 2 Corinthians 9:6 (NIV)
Today, I’m Debt [...]

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Debt Free Story: How Frugality, Hard Work And Determination Can Lead To Debt Freedom.

August 14, 2009
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This is a guest post from blogger Adam Faughn who preaches for the Lebanon Road church of Christ in Nashville, Tennessee. Married to the former Leah Moon, Adam is the dad of two children: Mary Carol is 3, and Turner is 2. Adam is also co-hosts iPreach the podcast each week. He blogs at Faughn [...]

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Should I Do A Debt Consolidation Loan? Important Things To Consider Before You Do.

August 10, 2009
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I get a lot of searches on this site from people looking for information about debt consolidation. Why do people want to consolidate their credit card debts, student loans, and medical debt all into one payment? Because oftentimes they think it is a magic wand of sorts – that it will cause all their [...]

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Introduction To Peer-To-Peer Lending: Signing Up To Use Lending Club

August 8, 2009
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If you’re thinking of signing up for a Lending Club account, please check out the referral code and affiliate link at the bottom to get a $25 cash bonus if you sign up using our referral code!
Peer to peer lending has been a hot topic on personal finance blogs for the last year or so. Lots [...]

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Personal Finance Bible Verse Of The Day: Not Paying Your Debts

June 18, 2009
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It is better that you should not vow than that you should vow and not pay – Ecclesiastes 5:5
In this day and age it seems to have become more and more common for people to live above their means, and to use credit and debt to increase their lifestyle. Instead of saving up for things [...]

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New Legislation Will Bring Changes To The Credit Card Industry

May 29, 2009
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If you’ve been reading this blog for any period of time, you probably know that I’m not a huge fan of credit cards.  As a Dave Ramsey fan and facilitator for his Financial Peace University class, you’d probably understand why.  In general I think that using debt and credit are just poor ways to get [...]

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Are You Emotionally Invested In Your Credit Card?

March 25, 2009

I was listening to the Dave Ramsey show on my way to work this morning, and Dave was talking to a caller on his show that had just taken the plunge, pledged to go no further into debt and then cut up his credit cards.   He was talking about how it had been extremely [...]

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Tip: The Credit Card Companies Are Not Your Friend, They Just Want Your Money

March 3, 2009

I’ve noticed lately that the credit card companies are using a new tactic (or at least new to me).  They’re doing things for cardholders that on the surface appear to be helpful in order to make you think that they’re on your side.  They’re you’re friend, and they’re here to help you!
I’ve seen a Discover [...]

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Dave Ramsey’s 7 Baby Steps: Step 2 – Pay Off All Debt Using The Debt Snowball

February 13, 2009

Last time we looked at Baby Step 1, saving up an emergency fund of $1000.  You’re saving up that money for a variety of reasons, but mainly because you know you’re going to have little “emergencies” popping up all the time, and the baby emergency fund will help keep you from going further into the [...]

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