From the category archives:

Dave Ramsey

Dave Ramsey’s Solution to the Economic Crisis

September 30, 2008

Dave Ramsey has plenty to say about the current crisis, and what should be done about it. He has even put out a 3 step plan that he believes will resolve the crisis without having the taxpayers bailout financial companies to the tune of $700 billion dollars. You can download his plan here:
Here [...]

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To Debt Snowball or Debt Avalanche, That Is The Question.

August 29, 2008

Which Debt Reduction Method is the Best?
I’ve been reading a lot lately about how one method or the other is best for getting out of debt. There are a ton of programs being touted as “the best”, and I do think some probably work better than others.  So what do I think is the best?  [...]

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Dave Ramsey’s Financial Peace University: Week 13 – The Great Misunderstanding

August 27, 2008

Last week – Real estate and mortgages
Last week was week 12 and we talked about real estate – buying homes and selling homes. Things we touched on:

When selling a home, think like a retailer.
When buying a home, think like an investor.
Never get more than a 15-year fixed mortgage. Don’t tie up more than 25% of [...]

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Dave Ramsey’s Financial Peace University: Week 12 – Real Estate and Mortgages

August 19, 2008

Last week – Working in your Strengths
Last week was week 11 in Dave Ramsey’s “Financial Peace University“. Week 11 was all about careers and doing what you love for work.  Ideas talked about:

The average job in America is now 2.1 years in length.
The key to power in our careers is to first look [...]

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Dave Ramsey’s Financial Peace University: Week 11 – Working In Your Strengths

August 7, 2008

Last week – From Fruition to Tuition
Last week was week 10 in Dave Ramsey’s “Financial Peace University“. Week 10 was all about retirement, education and planning for the future.  Key points:

Independence in retirement is up to you. Don’t depend on Social Insecurity.
Fund college education only after you are funding your retirement.
If you don’t have [...]

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Dave Ramsey’s Financial Peace University: Week 10 – From Fruition to Tuition

August 1, 2008

Last week – Of Mice and Mutual Funds
Last week was week 9 in Dave Ramsey’s “Financial Peace University“. Week 9 was all about mutual funds and other investment strategies. Some of the key points:

The best way to invest is to be OUT OF DEBT first.
Don’t put all your eggs in one basket [...]

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Financial Crisis: First foreclosure, now credit cards?

July 26, 2008

The next big crisis?
The past year has been a tough one for our economy.  We have seen the companies suffer as the mortgage industry undergoes a huge crisis.  Thousands of foreclosures have happened to people who got into mortgages they couldn’t afford.  Adjustable rate mortgage and interest only loan rates started going up, and people [...]

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Dave Ramsey’s Financial Peace University: Week 9 – Of Mice and Mutual Funds

July 25, 2008

Last week – Clause and Effect
Last week was week 8 in Dave Ramsey’s “Financial Peace University“. Week 8 was all strategies for negotiating, and using cash to reduce the cost of the items you buy.

Don’t be afraid to negotiate. Be willing to walk away.
Always use the power of cash.
Remember the places where you can [...]

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Dave Ramsey Explains Why The “Debt Snowball” Works

July 17, 2008

photo credit: SqueakyMarmot
I’ve heard a lot of discussion about Dave Ramsey’s Debt Snowball recently, and why his method is mathematically inferior to other methods of reducing debt. Ramsey says he realizes that sometimes his way isn’t the best mathematical way to get out of debt, but that it still IS, in his opinion, [...]

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