Dave Ramsey’s Financial Peace University™ – Program Review

October 16, 2008

Teaching Financial Peace University™ My wife and I were just asked by some friends at church if we would help them in hosting a Dave Ramsey Financial Peace University™ class at our church. They had been planning to teach the class by themselves, but in the wake of our tough economic times they had over [...]

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Dave Ramsey’s Solution to the Economic Crisis

September 30, 2008

Dave Ramsey has plenty to say about the current crisis, and what should be done about it. He has even put out a 3 step plan that he believes will resolve the crisis without having the taxpayers bailout financial companies to the tune of $700 billion dollars. You can download his plan here: Here is [...]

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To Debt Snowball or Debt Avalanche, That Is The Question.

August 29, 2008

Which Debt Reduction Method is the Best? I’ve been reading a lot lately about how one method or the other is best for getting out of debt. There are a ton of programs being touted as “the best”, and I do think some probably work better than others.  So what do I think is the [...]

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Dave Ramsey’s Financial Peace University: Week 13 – The Great Misunderstanding

August 27, 2008

Last Week – Real Estate And Mortgages Last week was week 12 and we talked about real estate – buying homes and selling homes. Things we touched on: When selling a home, think like a retailer. When buying a home, think like an investor. Never get more than a 15-year fixed mortgage. Don’t tie up more [...]

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Dave Ramsey’s Financial Peace University: Week 12 – Real Estate and Mortgages

August 19, 2008

Last Week – Working In Your Strengths Last week was week 11 in Dave Ramsey’s “Financial Peace University“. Week 11 was all about careers and doing what you love for work.  Ideas talked about: The average job in America is now 2.1 years in length. The key to power in our careers is to first [...]

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Dave Ramsey’s Financial Peace University: Week 11 – Working In Your Strengths

August 7, 2008

Last Week – From Fruition To Tuition Last week was week 10 in Dave Ramsey’s “Financial Peace University“. Week 10 was all about retirement, education and planning for the future.  Key points: Independence in retirement is up to you. Don’t depend on Social Insecurity. Fund college education only after you are funding your retirement. If [...]

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Dave Ramsey’s Financial Peace University: Week 10 – From Fruition To Tuition

August 1, 2008

Last Week – Of Mice And Mutual Funds Last week was week 9 in Dave Ramsey’s “Financial Peace University“. Week 9 was all about mutual funds and other stock investment strategies. Some of the key points: The best way to invest is to be OUT OF DEBT first. Don’t put all your eggs in one [...]

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Dave Ramsey’s Financial Peace University: Week 9 – Of Mice And Mutual Funds

July 25, 2008

Last week – Clause and Effect Last week was week 8 in Dave Ramsey’s “Financial Peace University“. Week 8 was all strategies for negotiating, and using cash to reduce the cost of the items you buy. Don’t be afraid to negotiate. Be willing to walk away. Always use the power of cash. Remember the places [...]

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Dave Ramsey Explains Why The “Debt Snowball” Works

July 17, 2008

photo credit: SqueakyMarmot I’ve heard a lot of discussion about Dave Ramsey’s Debt Snowball recently, and why his method is mathematically inferior to other methods of reducing debt. Ramsey says he realizes that sometimes his way isn’t the best mathematical way to get out of debt, but that it still IS, in his opinion, the [...]

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Dave Ramsey’s Financial Peace University: Week 8 – That’s Not Good Enough!

July 15, 2008

Last Week – Clause And Effect Last week was week 7 in Dave Ramsey’s “Financial Peace University“. Week 7 was all about insurance.  It talked about what kinds there are, what kinds you should have, and what kinds to avoid.  Some key takeaways: Make insurance coverage a priority to avoid a financial disaster. Learn the [...]

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Dave Ramsey’s Financial Peace University: Week 7 – Clause And Effect: Buying Insurance

July 9, 2008

Last Week – Buyer Beware Last week was our 6th week in Dave Ramsey’s “Financial Peace University“. Week 6 talked about being an informed consumer, and not falling prey to the tactics retailers use to get you to buy. Some important points: Learn the marketing method companies use to market products and services to you. [...]

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Dave Ramsey’s Financial Peace University: Week 6 – Buyer Beware

June 30, 2008

Last week – credit sharks in suits Last week was week 5 in Dave Ramsey’s “Financial Peace University“. The lesson for week 5 was focused on credit sharks, and the tactics they use to make you and your family go hungry. Some of the lessons we learned: If you are unable to pay the minimum [...]

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Dave Ramsey’s Financial Peace University: Week 5 – Credit Sharks In Suits

June 17, 2008

Last Week – Dumping Debt Last week was week 4 in Dave Ramsey’s “Financial Peace University“. The lesson for week 4 was another good one, this time focusing on dumping all of your debt using the debt snowball! A few of the important points about how to dump your debt: Quit borrowing more money. Don’t [...]

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Dave Ramsey’s Financial Peace University: Week 4 – Dumping Debt

June 12, 2008

In Review – Last Week Last week was our third week in Dave Ramsey’s “Financial Peace University“. The lesson for the week focused on cash flow planning, and was one of the more intense lessons we’ve had as it went deep into putting together a budget, and the reasons for doing so. A few of [...]

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