From the category archives:

Financial Peace University

A Way To Control Spending: The Envelope System

November 3, 2008

We need a way to cut our spending
This past summer my wife and I took a class called “Financial Peace University“.  The class is built around the teachings and personal finance framework put together by Dave Ramsey. Ramsey has made it his career goal to help people take responsibility for their financial life, get [...]

19 comments Read the full article →

Dave Ramsey’s Financial Peace University – Week by Week

October 16, 2008

Teaching Financial Peace University

My wife and I were just asked by some friends at church if we would help them in hosting a Dave Ramsey “Financial Peace University” class at our church. They had been planning to teach the class by themselves, but in the wake of our tough economic times they had over [...]

20 comments Read the full article →

Dave Ramsey’s Financial Peace University: Week 13 – The Great Misunderstanding

August 27, 2008

Last week – Real estate and mortgages
Last week was week 12 and we talked about real estate – buying homes and selling homes. Things we touched on:

When selling a home, think like a retailer.
When buying a home, think like an investor.
Never get more than a 15-year fixed mortgage. Don’t tie up more than 25% of [...]

5 comments Read the full article →

Dave Ramsey’s Financial Peace University: Week 12 – Real Estate and Mortgages

August 19, 2008

Last week – Working in your Strengths
Last week was week 11 in Dave Ramsey’s “Financial Peace University“. Week 11 was all about careers and doing what you love for work.  Ideas talked about:

The average job in America is now 2.1 years in length.
The key to power in our careers is to first look [...]

3 comments Read the full article →

Dave Ramsey’s Financial Peace University: Week 11 – Working In Your Strengths

August 7, 2008

Last week – From Fruition to Tuition
Last week was week 10 in Dave Ramsey’s “Financial Peace University“. Week 10 was all about retirement, education and planning for the future.  Key points:

Independence in retirement is up to you. Don’t depend on Social Insecurity.
Fund college education only after you are funding your retirement.
If you don’t have [...]

3 comments Read the full article →

Dave Ramsey’s Financial Peace University: Week 10 – From Fruition to Tuition

August 1, 2008

Last week – Of Mice and Mutual Funds
Last week was week 9 in Dave Ramsey’s “Financial Peace University“. Week 9 was all about mutual funds and other investment strategies. Some of the key points:

The best way to invest is to be OUT OF DEBT first.
Don’t put all your eggs in one basket [...]

1 comment Read the full article →

Financial Crisis: First foreclosure, now credit cards?

July 26, 2008

The next big crisis?
The past year has been a tough one for our economy.  We have seen the companies suffer as the mortgage industry undergoes a huge crisis.  Thousands of foreclosures have happened to people who got into mortgages they couldn’t afford.  Adjustable rate mortgage and interest only loan rates started going up, and people [...]

5 comments Read the full article →

Dave Ramsey’s Financial Peace University: Week 9 – Of Mice and Mutual Funds

July 25, 2008

Last week – Clause and Effect
Last week was week 8 in Dave Ramsey’s “Financial Peace University“. Week 8 was all strategies for negotiating, and using cash to reduce the cost of the items you buy.

Don’t be afraid to negotiate. Be willing to walk away.
Always use the power of cash.
Remember the places where you can [...]

8 comments Read the full article →

Dave Ramsey’s Financial Peace University: Week 8 – That’s Not Good Enough!

July 15, 2008

Last week – Clause and Effect

Last week was week 7 in Dave Ramsey’s “Financial Peace University“. Week 7 was all about insurance.  It talked about what kinds there are, what kinds you should have, and what kinds to avoid.  Some key takeaways:

Make insurance coverage a priority to avoid a financial disaster.
Learn the types of [...]

6 comments Read the full article →


Page 2 of 3«123»