Christmas Budgeting Tips: Avoid Overspending At This Expensive Time Of Year

November 25, 2008

The holidays are almost here, and if you haven’t already, it’s time to start thinking about buying Christmas gifts for family friends and neighbors! Will you be heading out to wait in line at one of the Black Friday sales? photo credit: Paul Keleher Christmas is one of those times of year that we normally [...]

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5 Keys To Overcoming The Urge To Splurge

November 21, 2008

Christmas is for debt? Christmas will soon be upon us with all of the good cheer, family get togethers and presents! All of the big department stores are already in full-on Christmas mode, with aisles upon aisles of decorations in the front of the store and Christmas music pumping over the PA systems.  It’s hard [...]

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Dave Ramsey’s Financial Peace University™ – Program Review

October 16, 2008

Teaching Financial Peace University™ My wife and I were just asked by some friends at church if we would help them in hosting a Dave Ramsey Financial Peace University™ class at our church. They had been planning to teach the class by themselves, but in the wake of our tough economic times they had over [...]

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Bankruptcy, Not Bailout?

October 1, 2008

photo credit: kevindooley I have been reading a lot of opinions on whether or not a bailout measure is a good idea, and there are a lot of differing viewpoints on the subject.  Many are saying that if we don’t come up with a bailout package, that the economy will crash because of the lack [...]

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Dave Ramsey’s Solution to the Economic Crisis

September 30, 2008

Dave Ramsey has plenty to say about the current crisis, and what should be done about it. He has even put out a 3 step plan that he believes will resolve the crisis without having the taxpayers bailout financial companies to the tune of $700 billion dollars. You can download his plan here: Here is [...]

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I Guess I Spoke Too Soon!? No Deal on $700 Billion Bailout.. Yet.

September 26, 2008

photo credit: Zesmerelda Yesterday I posted the news that we had all been waiting to hear. Congress had finally come to an agreement and had settled on a bailout deal to help jump-start our faltering markets. The price tag? A mere $700 billion dollars. At the announcement of proposed deal the Dow Jones industrials enjoyed [...]

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$700 Billion Bailout Agreement Reached

September 25, 2008

photo credit: Jeff Belmonte It sounds like congressional Democrats and Republicans have reached an agreement today on a possible bailout plan, that it is hoped will bolster our faltering economy.  From the AP: Warned that time was running short to bolster the distressed economy, congressional Republicans and Democrats reported agreement in principle Thursday on a [...]

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I leave for a couple of weeks and see what happens?

September 24, 2008

What happened while I was gone? I’ve been gone for the past couple of weeks on a cruise ship in the Mediterranean. We saw the sites, relaxed and had a great time. Because we were in the middle of the Mediterranean on our ship (see above), we got little or no news of what was [...]

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Still Think Credit Card Companies Aren’t Evil? Read This.

September 15, 2008

News flash – credit card companies are not looking out for your best interests A common theme that I have on this blog is that credit card companies are never looking out for your best interests, and you need to make sure you always keep a wary eye on them. Think those rewards cards have [...]

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Your Credit Card May Give You Perks You Didn’t Even Know About

August 28, 2008

Having stuff stolen stinks I recently was unfortunate enough to have some personal items stolen from me, including a GPS and digital camera.   I had only recently purchased the GPS, and digital cameras aren’t cheap to replace. photo credit: Steve Keys I called my homeowner’s insurance to see if they would cover the replacement [...]

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Credit Crunch to Continue Getting Worse?

August 20, 2008

This year has been a tough one economically. We’ve had the foreclosure crisis, and now the credit crunch. People are bracing for the worst. Now leading academics are saying that the credit crunch may not be over yet. The deepening toll from the global financial crisis could trigger the failure of a large US bank [...]

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Are You Building Your Credit, Or Just Going Into Debt?

August 12, 2008

People love to spend money, and they’ll come up with any number of reasons that they just NEED to go into debt. They will tell you things like, “I’m only using this credit card so that I can build my credit!”. Or, “I’m only buying this new car because they’re giving me such a low [...]

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A Credit Card You Can Use To Help Others, And Get A Good Rate Too!

August 1, 2008

Helping others through microloans A couple of weeks back we had a guest post on this blog talking about micro-lending. The post talked about how micro-loans through companies like Kiva or Grameen Bank,  can help people in developing countries to get on their feet, get their business up and running, and how it can be [...]

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Financial Crisis: First foreclosure, now credit cards?

July 26, 2008

The next big crisis? The past year has been a tough one for our economy.  We have seen the companies suffer as the mortgage industry undergoes a huge crisis.  Thousands of foreclosures have happened to people who got into mortgages they couldn’t afford.  Adjustable rate mortgage and interest only loan rates started going up, and [...]

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