10 Ways To Protect Your Financial And Personal Information When Shopping Online

January 20, 2012
safe online shopping tips

What can we do to protect ourselves from being a victim of online fraud or identity theft?

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How To Protect Your Money When Ordering Goods Or Services For The Future Delivery

November 18, 2011
credit card protection for purchases

When purchasing big ticket items or giving a down payment, pay with your credit card in order to minimize your risk of losing your money.

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2 Years Without Credit Cards: Do I Regret It?

November 11, 2011
Living without credit cards

We’ve been without credit cards for two years now. The question is do we regret cutting up those cards in favor of cash only spending?

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Is It Worthwhile To Pay For Credit Card Payment Protection?

October 12, 2011
Credit Card Payment Protection

Many credit card companies urge their consumers to consider buying credit card payment protection.  This type of insurance can put your payments and interest accrual on hold should you become unemployed (for up to 24 months in some cases).  In the event of your death, payment protection can pay off the remainder of your credit [...]

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Do You Really NEED it? Or Just Want It?

October 6, 2011
Needs Versus Wants

Do We Really Need That? A while back my wife and I were talking about how we needed to get a new TV in our bedroom. It was 2009, and with the digital switchover happening that year, we had two options to consider. First we could buy a digital to analog converter box for about [...]

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How Much And What Kind Of Debt Have You Incurred In Your Lifetime?

August 17, 2011
How Much Debt Have You Had?

How many credit cards, mortgage and other credit accounts do you have on your credit report?How much have you spent on credit over the years?

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Building Up Debt Is Easy. Getting Rid Of Debt Takes Dedication And Hard Work

July 11, 2011

Over the years I’ve never really been someone who spends large amounts of money, but if I’m completely honest I haven’t exactly been frugal all the time either.  When I was younger I never really denied myself the things I wanted, even when I didn’t necessarily have the cash on hand to buy it.  If [...]

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Quizzle: Get Your Credit Score And Report For Free

July 8, 2011
Quizzle Review

Quizzle.com has a great set of tools to look at your financial picture, and you can get your credit score and report for free! Details here.

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Credit Sesame Review: A Good Way To Get Your Credit Score Free

May 6, 2011
Credit Sesame Review

Credit Sesame is a debt and credit monitoring site that will allow you to check your credit score for free, with no obligation. Here’s my review.

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Credit Karma: Get Your Credit Score For Free

April 6, 2011
Credit Karma Review

The Fair Credit Reporting Act was legislation that put in place consumer friendly credit practices, including allowing consumers to obtain one free copy of their credit report each year from each of the three major reporting agencies.  The three agencies include TransUnion, Equifax and Experian. While you get your credit report for free, getting your [...]

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Which Debt Should You Pay Off First?

February 2, 2011
Which Debt Should I Pay Off First?

Ordering your debts can help you create a plan that will allow you to get out of debt faster, saving money in the process.

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What Should I Do If My Identity Is Stolen? Identity Theft Checklist.

August 13, 2010

One thing that none of us ever wants to deal with is having our identity stolen.  No matter how your identity gets stolen, it is one of the biggest invasions of your privacy to have someone besmirch your good name and trash your credit by making unauthorized purchases, getting fraudulent loans and doing whatever they [...]

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Can You Go To Jail If You Don’t Pay A Debt?

June 14, 2010
Debt Can Land You In Jail

Being in debt is never fun. You carry a weight on your shoulders, and are bound by the obligations that you must fulfill. It stinks, but at least there are some protections for people who aren’t able to pay, and rules that govern how debts can be collected. In the past, debtors were not given [...]

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How To Deal With Your Creditors. David Style!

April 5, 2010
Thumbnail image for How To Deal With Your Creditors. David Style!

I remember like it was yesterday, my wife and I were deep in debt and creditors were calling us every day! Of course just like many “good people” that owed money and either didn’t have the means to pay or just plain didn’t want to pay…..I applied the strategy of not answering the phone! Disclosure- [...]

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