From the category archives:

Credit

Examples of Questionable Business And Marketing Practices And How Not to Fall for Them

June 22, 2009

This is a guest post by Mr Credit Card from askmrcreditcard.com. Mr Credit Card reviews credit cards , lots of them! Today, he would like to share his thoughts on questionable business and marketing practices and how we fall for their hype. You can subscribe to his RSS feed here.

First, I would like to thank [...]

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New Legislation Will Bring Changes To The Credit Card Industry

May 29, 2009

If you’ve been reading this blog for any period of time, you probably know that I’m not a huge fan of credit cards. As a Dave Ramsey fan and facilitator for his Financial Peace University class, you’d probably understand why. In general I think that using debt and credit are just poor ways to get [...]

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Are In Store Credit Card Offers Becoming More Aggressive?

March 31, 2009

photo credit: qnr
Over the weekend my wife and I did quite a bit of shopping. I needed some clothing and a shop vac to clean up in our garage after a long winter. My wife wanted to get some dishes. We also needed to stop by the grocery store.
While we were running around town [...]

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Are You Emotionally Invested In Your Credit Card?

March 25, 2009

I was listening to the Dave Ramsey show on my way to work this morning, and Dave was talking to a caller on his show that had just taken the plunge, pledged to go no further into debt and then cut up his credit cards. He was talking about how it had been extremely [...]

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Tip: The Credit Card Companies Are Not Your Friend, They Just Want Your Money

March 3, 2009

I’ve noticed lately that the credit card companies are using a new tactic (or at least new to me). They’re doing things for cardholders that on the surface appear to be helpful in order to make you think that they’re on your side. They’re you’re friend, and they’re here to help you!
I’ve seen a Discover [...]

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Video: The Crisis Of Credit Visualized

February 20, 2009

The current economic downturn that we’re experiencing can be quite overwhelming at times. It’s tough to understand, and when people try to explain, it’s easy to get lost in all the details. I found a video online that does a good job of looking at the current credit and housing crunch, and explaining [...]

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Headed for Debt Disaster? Here’s How to Tell

December 4, 2008

This is a Guest Post written by Tisha Tolar. Tisha is a freelance writer providing content for CreditCardAssist.com, where she regularly writes about credit cards, rewards programs and general consumer finance issues.
Busy, busy, busy. That is how so many people describe their lives today. There is not always time to truly focus on the important [...]

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When Canceling A Credit Card, Be Ready For The Emotional Appeals To Stay

December 1, 2008

Time to cancel the old credit card!

photo credit: danesparza
I recently called to cancel an old American Express card that I’ve had since 2001. I cut the card up in early 2008, and had stopped using the account several years ago. It was time for the card to be gone for good.
When I called to [...]

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Christmas Budgeting Tips: Avoid Overspending At This Expensive Time Of Year

November 25, 2008

The holidays are almost here, and if you haven’t already, it’s time to start thinking about buying Christmas gifts for family friends and neighbors! Will you be heading out to wait in line at one of the Black Friday sales?

photo credit: Paul Keleher
Christmas is one of those times of year that we [...]

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