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5 Habits Of Millionaires That You Should Try And Emulate

June 11, 2009
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photo credit: Tracy O
I was reading an article today on Monster.com (no, I’m not looking for a new job) that was talking about things that millionaires do that set them apart from those who aren’t successful. It had some pretty keen insights that I thought were worth sharing.
A lot of  people like to [...]

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False Starts And Budget Malaise: Getting Back Your Budgeting Momentum

June 9, 2009
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If there’s one thing I’m good at, it’s starting a budget. I have no problem tracking our spending for a month or two or setting up income and expense categories. I’m even able to setup a working zero based budget where we allocate every dollar to a category, leaving no money left over [...]

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7 Common Questions About The 2009 New Car Sales Tax Deduction

June 3, 2009
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A while back I posted about the sales tax deduction on new car sales that was included in Obama’s 2009 Economic Stimulus package. Basically the provision in the bill gives every taxpayer who buys a new (not used) car in 2009 the ability to claim a deduction on their 2009 income tax for the sales [...]

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Don’t Fall Into The Trap Of Not Budgeting When Things Are Going Well

June 2, 2009
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The past 6 months have gone extremely well for my wife and me.  My job has remained stable through the tough times, I received an unexpected bonus and my blog income has been steadily increasing.  Making ends meet is no longer a huge issue.
We first started seriously doing a budget last  year because we were [...]

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Don’t Let Your Emotions Cloud Your Good Judgement. Set Goals And Delay Gratification.

May 26, 2009
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Weekend Away
This past weekend my wife and I got away to the woods of Northern Wisconsin for a few days of fun and relaxation on the lake (see a picture of the lake above).  My wife’s family used to own a beautiful cabin on a gorgeous lake near the town that we visited, and going [...]

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Happy Memorial Day: Take A Moment Today To Remember The Sacrifice So Many Have Made

May 25, 2009
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Remembering
Happy Memorial Day everyone!  Don’t forget to take a moment today to remember those fighting men and women who have sacrificed so much to allow us to remain free, and to be the greatest nation on God’s green earth.
This weekend I stopped by my grandparent’s grave at Fort Snelling National Cemetery in Bloomington, MN.  I [...]

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The Power Of Persistence

May 22, 2009
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A lesson everyone must learn is the need to persist when it is difficult. When we experience defeat and rejection, the easiest and most logical thing to do is to quit, but the successful have learned to persist. – Abraham Lincoln

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My Experience With The Making Home Affordable Refinance Program: Part 1

May 20, 2009
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Last month after reading up on the Obama Administration’s new “Making Home Affordable” refinance program, I decided to look into it for our household. We’re sitting on a 6.5% 30 year fixed rate mortgage right now, and we’d like very much to be able to refinance that loan into a lower APR.  With rates this [...]

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If You Were Strapped For Cash, How Far Would You Go To Make Money?

May 13, 2009
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Times Are Tough, And So Is Finding A New Job
We’re living in a down economy and thousands of people have lost their jobs. Budgets are tight! A lot of people are struggling to make ends meet, and they’re having to find new ways to make money.
While listening to the radio this morning on [...]

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