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Craig Ford

Wealth And Contentment: Two Peas In A Pod

November 3, 2009
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The pursuit of wealth is one of the greatest illusions of our time.  We think we will be wealthy when we come to a place in our lives when we can do whatever we want with money.  One might imagine this to be the freedom illustrated by the phrase “financial peace”.  Wealth, however, will never [...]

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Buy And Hold Investing For Beginners

October 26, 2009
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When it comes to investing, there two distinctive strategies.  The first is the buy and hold approach.  The second is timing the market.  Simply put, buy and hold investors keep buying (stocks, mutual funds, ETFS …) no matter what is happening to the market and hold those investments regardless of market conditions.  This is typically [...]

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How Many Financial Accounts Should You Have?

October 20, 2009
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Financial accounts are a modern day necessity.  Most people have an account at a bank, if not multiple banks.  At that bank they are likely to have a checking account, savings account, and even a CD.  In addition, it is quite common for people to have multiple active credit card and debit card accounts.  Unfortunately, [...]

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How To Deal with Out of Control Spending

October 13, 2009
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“Where does all my money go?”  “Why isn’t there any money left at the end of the month?”  “I can’t pay all my bills every month.”  If one of these phrases describes you, you probably have a problem with spending.  Quite simply, your spending is out of control.  People spend money for different reasons.  If [...]

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How Saving for Tomorrow Improves the Quality of Life Today

October 6, 2009
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One of the common criticisms of saving money is that some folks think that saving for tomorrow completely defeats the purpose of money.  These are the ones with a live for today philosophy.  The live for today philosophy claims, you could save your money for tomorrow and then have a heart attack and die.  What [...]

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Are You Wealthy or Generous?

September 29, 2009
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This post requires a delicate balancing act.  I am a missionary who works overseas and 100% of my salary comes from freewill offerings that people give to their local churches.  My family is supported completely by the generosity of others. I am grateful for each and every one of those gifts.  From May – August [...]

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The Importance of Financial Focus And How It Leads To Results

September 22, 2009
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Few things are more discouraging than working really hard to accomplish a goal, but feeling absolutely no progress.  There is no better way to say it than the overused cliché ‘you are ‘spinning your tires’.  Thus enters the power of focus.
Financially, many of us are no more focused than the average horse.  The horse looks [...]

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What Does It Take To Successfully Work From Home?

September 15, 2009
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Traditionally working involved a suit, a commute, and a cubical.  However, the landscape has changed so drastically that many people who work even for corporations find themselves working from home a few days a week or even on a regular basis.  In addition, the number of home based business has increased in [...]

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Business and Bible Terms: “Gain”

September 8, 2009
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At the end of the day, each of us hopes to have a gain for our endeavors.  “Resources or advantage acquired or increased” is how Webster’s defines gain.   A gain is simply what we have left over after we have expended ourselves.
Businesses will cease to operate if there are not any gains.  Each [...]

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