The Benefits Of Being A Stay At Home Mom Versus Being A Working Parent

June 25, 2010
Benefits Of Being A Stay At Home Mom

This week is quickly turning into babies and family week.  I’m sorry but I just can’t help myself, I’ve got nothing else on my mind lately, understandably.  By this time next week I’ll be changing diapers and staying up nights with our new son. One topic that has been close to our hearts these past [...]

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What Expenses Should I Expect When Having A Child?

June 24, 2010
Baby Expenses To Expect

As my wife and I prepare for our journey into parenthood, one thing we’ve slowly realized is just how expensive it can be to have children.  There are a host of big and small baby expenses that you may not have even considered, and as time goes on they slowly add up to a pretty [...]

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Things You Do That Could Cost You Money When Buying A Home

June 23, 2010
Borrowing Is Now More Difficult

The last few years have been tough ones for the real estate market, and especially for the banks who have watched as thousands of their home loans have gone into default, and homes into foreclosure. Because the lending market has become so tough, lending guidelines have already started changing, making it tougher for some people [...]

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Devotional: Blessed Are His Sons

June 20, 2010
Father And His Blessed Sons

This father’s day, as we close in on just over a week until our son is born,  I’ve been thinking a whole lot more than I usually do about what it means to be a father. It’s a scary thought and an exciting one at the same time. There are times that I think that [...]

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Tax Hikes, Increased Costs And Tax Breaks We’ll See Due To Health Care Reform

June 18, 2010
Health Care Tax Hikes, Incentives And Costs

This past March President Obama signed H.R.3590 “Patient Protection and Affordable Care Act” into law after it passed both houses of Congress. It was hailed by his administration as being a breakthrough piece of legislation that would provide health care coverage to all Americans. While more people will be covered by the law, it does [...]

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The Bush Tax Cuts Are Expiring. Will The 2011 Tax Hikes Bring On A Double Dip Recession?

June 17, 2010
Could Expiration of Bush Tax Cuts Lead To Recession?

At the end of the 2010 there will be a tax increase for all taxpayers, if something isn’t done.  Back in 2001 the Bush administration helped to get an across the board tax cut passed that effectively lowered the marginal tax rates for all people paying taxes.   (If you didn’t pay taxes, it doesn’t matter [...]

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Will There Be An Extension Of The June 30th Closing Deadline For The First Time Homebuyer Tax Credit?

June 16, 2010
Tax Credit Deadline Extension

The homebuyer tax credit closing deadline has been extended until September 30th, 2010 for those who were under contract by April 30th, 2010. Details here. Over the last year or so we’ve had a lot of talk on this site about the homebuyer tax credit. It helped to spur activity in the real estate markets, [...]

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Can You Go To Jail If You Don’t Pay A Debt?

June 14, 2010
Debt Can Land You In Jail

Being in debt is never fun. You carry a weight on your shoulders, and are bound by the obligations that you must fulfill. It stinks, but at least there are some protections for people who aren’t able to pay, and rules that govern how debts can be collected. In the past, debtors were not given [...]

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Vote For Me In The Lending Club Photo Contest!

June 10, 2010
Vote For Me In The Lending Club Photo Contest

A few weeks ago Lending Club launched a newly redesigned website that gave the site a cleaner look, and in my opinion made the site easier to navigate, and more of a pleasure to use.  (Read my review of Lending Club ) As part of the redesign if you go to the site you’ll see [...]

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When Will I Get My $250 Medicare Part D Donut Hole Check?

June 9, 2010
Medicare Part D Donut Hole Check

Earlier this week President Obama spoke with seniors at a town hall meeting in regards to the Medicare Part D prescription benefit, and talked about how many of those seniors would be receiving a $250 check in the mail as a result of the health care reform passed earlier this year. Today I thought I [...]

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Devotional: The Source Of Happiness

June 6, 2010
Jesus Is THE Source Of Happiness

This past week I read several posts in the personal finance blogosphere that talked about how having more money can lead to living a happier life. While I do believe that having enough to keep ourselves out of poverty is a desirable thing, I don’t think having money or any material thing is what can [...]

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Should I Pay Off My Home Mortgage Early Or Invest?

June 3, 2010
Should I Pay Off My Home Early Or Invest?

In the past couple of years my wife and I have been able to dig our way out of debt – and a couple of years ago we paid off our last debt, a student loan for my college education. It was an amazing feeling being able to do that – it was a weight [...]

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Obama Administration Urges Congress To Pass Another $200 Billion Stimulus Package

May 28, 2010
Obama $200 Billion Stimulus Package

As the effects of the $787 billion stimulus package of last year begin to wear off, the Obama administration is now looking at the option of passing yet another “limited” stimulus package to help dig the economy “out of a deep valley”.  Without it they fear that the slow gains our economy has made this [...]

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Home-Buyer Tax Credits Are Being Delayed Or Denied For Some Filers

May 26, 2010
Homebuyer Tax Credit Denied

Over the past year we’ve talked quite a bit the home-buyer tax credits that were available to both first time home-buyers, and more recently to existing homeowners looking to buy a new primary residence. The bill was originally passed in February 2009 as a part of the Obama stimulus package, and was extended at the [...]

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