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	<title>Comments on: This Blogger Fell Into The FICO Trap, But Saw The Light And Became Debt Free</title>
	<atom:link href="http://www.biblemoneymatters.com/2009/10/this-blogger-fell-into-the-fico-trap-but-saw-the-light-and-became-debt-free.html/feed" rel="self" type="application/rss+xml" />
	<link>http://www.biblemoneymatters.com/2009/10/this-blogger-fell-into-the-fico-trap-but-saw-the-light-and-became-debt-free.html</link>
	<description>Personal finance topics including budgeting, debt elimination and faith based investing.</description>
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		<title>By: Carnivals the week of November 9th, 2009 &#124; Out of Debt Again</title>
		<link>http://www.biblemoneymatters.com/2009/10/this-blogger-fell-into-the-fico-trap-but-saw-the-light-and-became-debt-free.html/comment-page-1#comment-11024</link>
		<dc:creator>Carnivals the week of November 9th, 2009 &#124; Out of Debt Again</dc:creator>
		<pubDate>Fri, 13 Nov 2009 11:08:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=4062#comment-11024</guid>
		<description>[...] Bible Money Matters has a guest post from Debt Free Hispanic: This Blogger Fell Into The FICO Trap, But Saw The Light And Became Debt Free. [...]</description>
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<p>[...] Bible Money Matters has a guest post from <a href="http://www.biblemoneymatters.com/recommends/debtgoal" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/recommends/debtgoal';return true;" onmouseout="self.status=''">Debt</a> Free Hispanic: This Blogger Fell Into The FICO Trap, But Saw The Light And Became <a href="http://www.biblemoneymatters.com/recommends/debtgoal" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/recommends/debtgoal';return true;" onmouseout="self.status=''">Debt</a> Free. [...]</p>
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		<title>By: Carnival of Money Stories – My Money Flaws Edition</title>
		<link>http://www.biblemoneymatters.com/2009/10/this-blogger-fell-into-the-fico-trap-but-saw-the-light-and-became-debt-free.html/comment-page-1#comment-10886</link>
		<dc:creator>Carnival of Money Stories – My Money Flaws Edition</dc:creator>
		<pubDate>Mon, 09 Nov 2009 09:02:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=4062#comment-10886</guid>
		<description>[...] presents This Blogger Fell Into The FICO Trap, But Saw The Light And Became Debt Free posted at Bible Money [...]</description>
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<p>[...] presents This Blogger Fell Into The FICO Trap, But Saw The Light And Became <a href="http://www.biblemoneymatters.com/recommends/debtgoal" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/recommends/debtgoal';return true;" onmouseout="self.status=''">Debt</a> Free posted at Bible Money [...]</p>
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		<title>By: Gary Atkinson</title>
		<link>http://www.biblemoneymatters.com/2009/10/this-blogger-fell-into-the-fico-trap-but-saw-the-light-and-became-debt-free.html/comment-page-1#comment-10653</link>
		<dc:creator>Gary Atkinson</dc:creator>
		<pubDate>Sat, 31 Oct 2009 11:08:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=4062#comment-10653</guid>
		<description>It is soooo cool to listen to younger people get it so early. I am 47. My wife and I have been working our way out of debt for 10 years. It takes that long when you bury yourself that deep. I started backwards too. I had built up quite a bit in retirement savings, but when the wife came along, I couldn&#039;t even come up with a decent down payment on a house. All that money in IRA&#039;s and 401k&quot;s is meaningless until 591/2. Today, we are still 3 years away from living like no one else, but our lives get better everyday. We have a fully funded emergency fund, and enough in our car fund to buy a good used car when needed. We are making better than double house payments each month, and in about three years we will be calling Dave and screaming too! Anyway, keep up the GREAT work on these blogs, and keep up the message of inspiration and hope out there. And don&#039;t forget to check out my websight and send someone you love a FREE card on us today!</description>
		<content:encoded><![CDATA[<p>It is soooo cool to listen to younger people get it so early. I am 47. My wife and I have been working our way out of <a href="http://www.biblemoneymatters.com/recommends/debtgoal" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/recommends/debtgoal';return true;" onmouseout="self.status=''">debt</a> for 10 years. It takes that long when you bury yourself that deep. I started backwards too. I had built up quite a bit in retirement savings, but when the wife came along, I couldn&#8217;t even come up with a decent down payment on a house. All that money in IRA&#8217;s and 401k&#8221;s is meaningless until 591/2. Today, we are still 3 years away from living like no one else, but our lives get better everyday. We have a fully funded emergency fund, and enough in our car fund to buy a good used car when needed. We are making better than double house payments each month, and in about three years we will be calling Dave and screaming too! Anyway, keep up the GREAT work on these blogs, and keep up the message of inspiration and hope out there. And don&#8217;t forget to check out my websight and send someone you love a FREE card on us today!</p>
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		<title>By: Hispanics in Financial Prisons &#124; Debt Free Hispanic &#124; Personal Finance Debt</title>
		<link>http://www.biblemoneymatters.com/2009/10/this-blogger-fell-into-the-fico-trap-but-saw-the-light-and-became-debt-free.html/comment-page-1#comment-10643</link>
		<dc:creator>Hispanics in Financial Prisons &#124; Debt Free Hispanic &#124; Personal Finance Debt</dc:creator>
		<pubDate>Fri, 30 Oct 2009 22:48:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=4062#comment-10643</guid>
		<description>[...] I was reading my own story of how I got out of debt over at Bible Money Matters and I realized that there are many Hispanics that are in my shoes. Not my current debt free shoes, [...]</description>
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<p>[...] I was reading my own story of how I got out of <a href="http://www.biblemoneymatters.com/recommends/debtgoal" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/recommends/debtgoal';return true;" onmouseout="self.status=''">debt</a> over at Bible Money Matters and I realized that there are many Hispanics that are in my shoes. Not my current <a href="http://www.biblemoneymatters.com/recommends/debtgoal" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/recommends/debtgoal';return true;" onmouseout="self.status=''">debt</a> free shoes, [...]</p>
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		<title>By: Debt Free Hispanic</title>
		<link>http://www.biblemoneymatters.com/2009/10/this-blogger-fell-into-the-fico-trap-but-saw-the-light-and-became-debt-free.html/comment-page-1#comment-10642</link>
		<dc:creator>Debt Free Hispanic</dc:creator>
		<pubDate>Fri, 30 Oct 2009 21:35:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=4062#comment-10642</guid>
		<description>@ Jason, it was good chatting with you. 

@ Mr. Not the Jet Set, I have have contact info to Dave Ramsey&#039;s executive producer, contact me through my blog and i&#039;ll send it to you. They give you the choice of radio or tv (via Fox Business Network) I chose Radio so I can record it later for mp3 purposes. 

@ Matt Jabs, i&#039;m with you man, people do not like to discuss their finances, they&#039;d rather talk about what they have or what they wish they could afford. 

Keep yourself around people who are debt free and you&#039;ll become and remain debt free by association. It&#039;s contagious.
.-= Debt Free Hispanic´s last post ..&lt;a href=&quot;http://feedproxy.google.com/~r/DebtFreeHispanic/~3/GO9SSF8q8rE/layaway-programs-increase-in-stores.html&quot; rel=&quot;nofollow&quot;&gt;Layaway Programs Increase in Stores&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>@ Jason, it was good chatting with you. </p>
<p>@ Mr. Not the Jet Set, I have have contact info to Dave Ramsey&#8217;s executive producer, contact me through my <a href="http://www.biblemoneymatters.com/blogging/ebook" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/blogging/ebook';return true;" onmouseout="self.status=''">blog</a> and i&#8217;ll send it to you. They give you the choice of radio or tv (via Fox Business Network) I chose Radio so I can record it later for mp3 purposes. </p>
<p>@ Matt Jabs, i&#8217;m with you man, people do not like to discuss their finances, they&#8217;d rather talk about what they have or what they wish they could afford. </p>
<p>Keep yourself around people who are debt free and you&#8217;ll become and remain <a href="http://www.biblemoneymatters.com/recommends/debtgoal" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/recommends/debtgoal';return true;" onmouseout="self.status=''">debt</a> free by association. It&#8217;s contagious.<br />
<span class="cluv"> <a href="http://www.biblemoneymatters.com/recommends/debtgoal" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/recommends/debtgoal';return true;" onmouseout="self.status=''">Debt</a> Free Hispanic´s last post ..<a href="http://feedproxy.google.com/~r/DebtFreeHispanic/~3/GO9SSF8q8rE/layaway-programs-increase-in-stores.html" rel="nofollow">Layaway Programs Increase in Stores</a> </span></p>
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		<title>By: Matt Jabs</title>
		<link>http://www.biblemoneymatters.com/2009/10/this-blogger-fell-into-the-fico-trap-but-saw-the-light-and-became-debt-free.html/comment-page-1#comment-10639</link>
		<dc:creator>Matt Jabs</dc:creator>
		<pubDate>Fri, 30 Oct 2009 18:00:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=4062#comment-10639</guid>
		<description>Way to go DFH.  It seems like now-a-days I am constantly trying to convince people that getting debt free and staying debt free is the only TRUE way to live life.  It&#039;s surprising how trained all of us are/were to believing the lies of needing credit to live life.

Stories like yours and Mr. &amp; Mrs. Not the Jet Set&#039;s are so powerful and encouraging in a world stacked with discouragement.

Kudos man... keep doing what you&#039;re doing - it truly is a blessing to read about.
.-= Matt Jabs´s last post ..&lt;a href=&quot;http://www.debtfreeadventure.com/2009/10/the-gazelle-has-left-the-building/&quot; rel=&quot;nofollow&quot;&gt;The Gazelle Has Left The Building!&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Way to go DFH.  It seems like now-a-days I am constantly trying to convince people that getting <a href="http://www.biblemoneymatters.com/recommends/debtgoal" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/recommends/debtgoal';return true;" onmouseout="self.status=''">debt</a> free and staying <a href="http://www.biblemoneymatters.com/recommends/debtgoal" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/recommends/debtgoal';return true;" onmouseout="self.status=''">debt</a> free is the only TRUE way to live life.  It&#8217;s surprising how trained all of us are/were to believing the lies of needing credit to live life.</p>
<p>Stories like yours and Mr. &amp; Mrs. Not the Jet Set&#8217;s are so powerful and encouraging in a world stacked with discouragement.</p>
<p>Kudos man&#8230; keep doing what you&#8217;re doing &#8211; it truly is a blessing to read about.<br />
<span class="cluv"> Matt Jabs´s last post ..<a href="http://www.debtfreeadventure.com/2009/10/the-gazelle-has-left-the-building/" rel="nofollow">The Gazelle Has Left The Building!</a> </span></p>
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		<title>By: Mr. Not the Jet Set</title>
		<link>http://www.biblemoneymatters.com/2009/10/this-blogger-fell-into-the-fico-trap-but-saw-the-light-and-became-debt-free.html/comment-page-1#comment-10637</link>
		<dc:creator>Mr. Not the Jet Set</dc:creator>
		<pubDate>Fri, 30 Oct 2009 16:47:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=4062#comment-10637</guid>
		<description>Great story, DFH!  Glad to hear that you got through to scream on Dave&#039;s show.  We tried for two weeks and couldn&#039;t get through.  Oh, well.  The Mrs. got through when it was really important - when we had questions and wanted his advice.

good to meet you.
.-= Mr. Not the Jet Set ´s last post ..&lt;a href=&quot;http://feedproxy.google.com/~r/NotTheJetSet/~3/JqQj4gCJ--s/just-reminder.html&quot; rel=&quot;nofollow&quot;&gt;Just a Reminder....&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Great story, DFH!  Glad to hear that you got through to scream on Dave&#8217;s show.  We tried for two weeks and couldn&#8217;t get through.  Oh, well.  The Mrs. got through when it was really important &#8211; when we had questions and wanted his advice.</p>
<p>good to meet you.<br />
<span class="cluv"> Mr. Not the Jet Set ´s last post ..<a href="http://feedproxy.google.com/~r/NotTheJetSet/~3/JqQj4gCJ--s/just-reminder.html" rel="nofollow">Just a Reminder&#8230;.</a> </span></p>
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		<title>By: Links I Love &#124; Amy Loves It!</title>
		<link>http://www.biblemoneymatters.com/2009/10/this-blogger-fell-into-the-fico-trap-but-saw-the-light-and-became-debt-free.html/comment-page-1#comment-10635</link>
		<dc:creator>Links I Love &#124; Amy Loves It!</dc:creator>
		<pubDate>Fri, 30 Oct 2009 15:29:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=4062#comment-10635</guid>
		<description>[...] :: Another fantastic read from Bible Money Matters&#8230; check out how Debt Free Hispanic came out of $20,000 in debt! [...]</description>
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<p>[...] :: Another fantastic read from Bible Money Matters&#8230; check out how <a href="http://www.biblemoneymatters.com/recommends/debtgoal" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/recommends/debtgoal';return true;" onmouseout="self.status=''">Debt</a> Free Hispanic came out of $20,000 in <a href="http://www.biblemoneymatters.com/recommends/debtgoal" style=""  rel="nofollow" onmouseover="self.status='http://www.biblemoneymatters.com/recommends/debtgoal';return true;" onmouseout="self.status=''">debt</a>! [...]</p>
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		<title>By: Jason @ RedeemingRiches</title>
		<link>http://www.biblemoneymatters.com/2009/10/this-blogger-fell-into-the-fico-trap-but-saw-the-light-and-became-debt-free.html/comment-page-1#comment-10631</link>
		<dc:creator>Jason @ RedeemingRiches</dc:creator>
		<pubDate>Fri, 30 Oct 2009 13:10:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=4062#comment-10631</guid>
		<description>Great stuff!  I love being introduced to other great bloggers!  Your story is a great one and very motivating.  Thanks for sharing it!
.-= Jason @ RedeemingRiches´s last post ..&lt;a href=&quot;http://redeemingriches.wordpress.com/2009/10/30/friday-finance-round-up-im-still-here-edition/&quot; rel=&quot;nofollow&quot;&gt;Friday Finance Round Up – “I’m Still Here” Edition&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Great stuff!  I love being introduced to other great bloggers!  Your story is a great one and very motivating.  Thanks for sharing it!<br />
<span class="cluv"> Jason @ RedeemingRiches´s last post ..<a href="http://redeemingriches.wordpress.com/2009/10/30/friday-finance-round-up-im-still-here-edition/" rel="nofollow">Friday Finance Round Up – “I’m Still Here” Edition</a> </span></p>
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