Comments on: What Is A Marginal Tax Rate, And How Can You Use It To Save?

By: Financial Planning Resources

Financial Planning Resources — Mon, 24 May 2010 12:05:05 +0000

[...] Marginal Tax Rates Explained at Bible Money Matters [...]

By: Marginal Tax Rates Explained » JoeTaxpayer

Marginal Tax Rates Explained » JoeTaxpayer — Fri, 27 Nov 2009 03:29:45 +0000

[...] writers take its meaning for granted. Today, in a guest post at Bible Money Matters, I offer What Is A Marginal Tax Rate, And How Can You Use It To Save? Please visit and let me know what you think, I’ll stop by as well to answer any questions [...]

By: Roth Mania » JoeTaxpayer

Roth Mania » JoeTaxpayer — Thu, 15 Oct 2009 12:03:51 +0000

[...] Roth Mania Retirement Add comments I read quite a few financial magazines, and follow the financial writing of countless finance bloggers. Recently, there seems to be a growing mania surrounding the Roth IRA (and the Roth 401(k) for that matter) as well as the chance to convert money to a Roth with no income restriction next year. I wrote about this last year in two posts titled Loving That Roth and More Roth Lovin’. It’s time to refine and repeat the message regarding this flavor of retirement account. We need to start with one understanding. Your Marginal Tax Rate, what is it, and how do you figure it out? [...]

By: JoeTaxpayer

JoeTaxpayer — Wed, 23 Sep 2009 23:04:45 +0000

Mr. – Thank you. Kind comments are always appreciated. Happy to have helped you understand.
JoeTaxpayer´s last blog ..Dilbert’s “Unified Theory of Everything Financial.”

By: Weekly Mashup: Moolanomy Staff Writer | My Life ROI, Getting the Best Return On Life

Wed, 23 Sep 2009 18:44:34 +0000

[...] Marginal Tax Rates and Saving @ Bible Money Matters (via Joe the Taxpayer). If you have ever said “I pay 25% in federal taxes.” then this post is for you. Learn the difference between a marginal and effective (or as he puts it, average) tax rate. [...]

By: Mr. Not the Jet Set

Mr. Not the Jet Set — Wed, 23 Sep 2009 03:26:41 +0000

Great information and very well explained. Working on our investments has helped me realize just how much more I need to learn about taxes.

thanks for the lesson!
Mr. Not the Jet Set´s last blog ..Poster Print Giveaway

By: MLR

MLR — Tue, 22 Sep 2009 15:21:25 +0000

I wish more people understood this. They’ll say things like “I pay 25% in fed taxes alone!” when really they are just in that bracket. Le sigh.

Another peeve: When people say “Why would I take that promotion? It’ll increase my taxes!” Where to start…lol.
MLR´s last blog ..Do I Have to Pay Capital Gains Tax on my House?

By: JoeTaxpayer

JoeTaxpayer — Mon, 21 Sep 2009 23:59:36 +0000

Thank you, Jason. I never tire of these topics, but needed to hit the publishing target or I could have gone another screenful.
I’d add: you have right until filing your return the next April to use this to to decide how the direct the IRA money, pretax (traditional) or Roth. This works especially well if you are near the edge of a rate change, as in the chart above.
/Joe
JoeTaxpayer´s last blog ..Marginal Tax Rates Explained

By: Jason @ Redeeming Riches

Jason @ Redeeming Riches — Mon, 21 Sep 2009 13:45:36 +0000

Good explanation on a very confusing term a lot of times. Nice post Joe! When you spend a little time at the end of the year looking at these numbers you can definitely figure some ways out to save a little on taxes (i.e as you mentioned charitable contributions as well as IRA contributions if needed)
Jason @ Redeeming Riches´s last blog ..Warning: TV May Be Ruining Your Financial Health!