Personal Finance Bible Verse Of The Day: Giving Back

January 30, 2009

The earth is the Lord’s, and the fullness thereof.  Psalm 24:1 As a person who is interested in personal finance, and the process of creating wealth, I’ve spent a lot of time thinking about the topic.   You might even say that I’ve gotten a bit obsessive about it at times. One thing I’ve realized is [...]

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Emergency Funds Make Your Life Better! (Or At Least More Stress Free)

January 29, 2009

I used to think that emergency funds really weren’t necessary, that they were just something that people who were overly cautious about money worried about.  Why would i ever need to have one?  After all, that’s what credit cards are for!  If we ever have an emergency we’ll just put any expenses on the credit [...]

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Social Media Tip For Bloggers: Link Your Social Media Profiles To Your Blog URL

January 28, 2009

I was recently browsing through my Twitter stream when I saw something on the profile page of one of the social media big wigs that I thought was a great idea.    He had set it up so that he could link to any of his social media profiles just by typing in his URL and [...]

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Dealing With A Job Loss: What To Do When You’re Laid Off

January 27, 2009

photo credit: lovelypetal My wife is in the middle of a possible layoff right now, and as anyone who has been through this knows, it’s a hard situation to be in.  So often a big chunk of our self worth is tied up in what we do for a living, and then when the rug [...]

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Dillyeo.com Free $10 Gift Card Offer! Tuesday Only!

January 27, 2009

If you’ve been reading this site for long, you probably realize that I like getting stuff for free.   Today only if you sign up over at Dillyeo.com you can get a free $10 gift card! We will be launching a promotion in which we will be giving away free $10 Dillyeo.com Gift Cards on Tuesday [...]

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Jumpstart Your Economy: Doing Your First Budget

January 26, 2009

What Is A Budget? First things first. What is a budget? A budget is basically a written plan where you decide where each and every dollar will go in the coming month.   You figure out how much income you’ll have, and how much you’ll need to spend for necessities.   The difference between the [...]

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Devotional: The Value of a Person

January 25, 2009

photo credit: samirluther This is what the Lord says: “Let not the wise man boast of his wisdom or the strong man boast of his strength or the rich man boast of his riches, but let him who boasts boast about this: that he understands and knows me, that I am the Lord, who exercises [...]

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Announcing Another Money Life Network Group Writing Project: Jumpstart Your Economy!

January 24, 2009

I am proud to announce that the Money Life Network will be launching another group series this week titled “Jumpstart YOUR Economy: Tips For Starting The New Year Off Right“.  So that you can plan on checking the series this week, here’s a schedule of the upcoming posts! Sunday January 25th: SenseToSave.com talks taxes. Monday [...]

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Photos Of My Home Office: Where The Magic Happens

January 23, 2009

I was reading the blogs in my reader this morning when I came upon two similar posts.  The original one by My Two Dollars talked about how some readers had asked to see what David’s home office looks like.  He complied by posting pictures showing his very neat desk, big beautiful monitor and beautiful mountain [...]

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Personal Finance Bible Verse Of The Day: Never Satisfied With His Income

January 23, 2009

Whoever loves money never has money enough; whoever loves wealth is never satisfied with his income. This too is meaningless. Ecclesiastes 5:10 Living in our culture it’s hard not to focus on material things. We’re blasted with constant commercials and advertisements trumpeting how happiness is only a BMW away. We may have money, but we [...]

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Rates Are Low. Is It Time To Refinance? Our Refinance Story

January 21, 2009

My wife and I have been shopping around lately trying to find a good deal on a lower rate for our home mortgage.  We’re currently sitting at around  6.5% with our 30 year fixed rate mortgage. We bought our house right before the real estate bubble burst, so the market was at its highest. Our [...]

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The Best Decision Doesn’t Always Make The Most Financial Sense

January 20, 2009

One thing that I’ve come to realize over the years is that getting your finances together and winning financially doesn’t always make sense. In fact, sometimes, it defies financial logic. There are a lot of reasons why this is the case,  but for me the most convincing one is that we as humans aren’t perfect [...]

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Do You Ever Plan To Fully Retire?

January 19, 2009

The languor of idleness is worse than the worst weariness of toil – Hugh Black I was thinking recently about how so many people have recently had to re-think their retirement plans as their nest eggs have been depleted or vanished altogether due to our economic meltdown.  People who were thinking that they would be [...]

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Home Equity Blues – Monday Roundup

January 19, 2009

It’s Monday again, and time for another week at work!   I for one am just thankful to have a job in these tough economic times, so I’m going to be making the best of it this week! Over the weekend we found out that our house has dropped in value so much that doing a [...]

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