Comments on: Dave Ramsey’s Financial Peace University – Week by Week http://www.biblemoneymatters.com/2008/10/fpu.html Finances transformed by faith Sat, 21 Nov 2009 05:12:43 -0800 http://wordpress.org/?v=abc hourly 1 By: Is A Compelling Testimony Required To Inspire Others? | Frugal Dad http://www.biblemoneymatters.com/2008/10/fpu.html/comment-page-1#comment-10665 Is A Compelling Testimony Required To Inspire Others? | Frugal Dad Mon, 02 Nov 2009 10:10:47 +0000 http://www.biblemoneymatters.com/?p=1343#comment-10665 [...] Dave Ramsey is one of my favorite personal finance personalities, mostly because I find his life story compelling. He reached millionaire status early in life in leveraged real estate, lost it all through bankruptcy, and rebuilt his wealth by implementing the debt-free principles he lives by today. My guess is Dave Ramsey would not be as popular as he is without the fact he hit rock bottom at some point during his life. This helps him relate to others in similar situations, and provides them hope that they too can turn around their lives. [...]

[...] Dave Ramsey is one of my favorite personal finance personalities, mostly because I find his life story compelling. He reached millionaire status early in life in leveraged real estate, lost it all through bankruptcy, and rebuilt his wealth by implementing the debt-free principles he lives by today. My guess is Dave Ramsey would not be as popular as he is without the fact he hit rock bottom at some point during his life. This helps him relate to others in similar situations, and provides them hope that they too can turn around their lives. [...]

]]> By: Jessica W http://www.biblemoneymatters.com/2008/10/fpu.html/comment-page-1#comment-9851 Jessica W Thu, 24 Sep 2009 16:47:23 +0000 http://www.biblemoneymatters.com/?p=1343#comment-9851 We're doing FPU right now and hoping to bring it to our church in the Spring. So far we're really loving it, and we're taking our eleven year old daughter along (with a calculator and a workbook so she can follow along on the math too!) .-= Jessica W´s last blog ..<a href="http://www.thepennywisefamily.com/free-stuff/this-saturday-926-free-museums-day/" rel="nofollow">This Saturday 9/26 Free Museums Day!</a> =-. We’re doing FPU right now and hoping to bring it to our church in the Spring. So far we’re really loving it, and we’re taking our eleven year old daughter along (with a calculator and a workbook so she can follow along on the math too!)
Jessica W´s last blog ..This Saturday 9/26 Free Museums Day!

]]> By: Dave Ramsey: Financial Peace, 7 Baby Steps, Total Money Makeover | Prime Time Money http://www.biblemoneymatters.com/2008/10/fpu.html/comment-page-1#comment-8434 Dave Ramsey: Financial Peace, 7 Baby Steps, Total Money Makeover | Prime Time Money Fri, 24 Jul 2009 19:13:28 +0000 http://www.biblemoneymatters.com/?p=1343#comment-8434 [...] this will cost you around $100. Pete from Bible Money Matters recently shared his experience with Financial Peace University. It’s definitely worth checking out if you’re interested in doing the full [...]

[...] this will cost you around $100. Pete from Bible Money Matters recently shared his experience with Financial Peace University. It’s definitely worth checking out if you’re interested in doing the full [...]

]]> By: Kissimmee, fl http://www.biblemoneymatters.com/2008/10/fpu.html/comment-page-1#comment-6122 Kissimmee, fl Thu, 07 May 2009 23:16:27 +0000 http://www.biblemoneymatters.com/?p=1343#comment-6122 Brunswick, Maine Instead of asking for a handout, why dont' you try saving like $5-10 per week and save up for the class? We all have misc expenditures that we can cut back on to get something we want. Think of it as practicing savings before you even get in the class. Brunswick, Maine

Instead of asking for a handout, why dont’ you try saving like $5-10 per week and save up for the class? We all have misc expenditures that we can cut back on to get something we want. Think of it as practicing savings before you even get in the class.

]]> By: Lucy http://www.biblemoneymatters.com/2008/10/fpu.html/comment-page-1#comment-6010 Lucy Mon, 04 May 2009 15:31:27 +0000 http://www.biblemoneymatters.com/?p=1343#comment-6010 Brunswick, Maine I've "surveyed" your info. I like the feeling of hope. I earn $150 per week. My monthly rent is $202. Why can't group leaders provide one truly POOR "surveyor" a "FREE" kit? Brunswick, Maine
I’ve “surveyed” your info. I like the feeling of hope. I earn $150 per week. My monthly rent is $202. Why can’t group leaders provide one truly POOR “surveyor” a “FREE” kit?

]]> By: 2009 Financial Goals | Good Financial Cents http://www.biblemoneymatters.com/2008/10/fpu.html/comment-page-1#comment-4271 2009 Financial Goals | Good Financial Cents Fri, 16 Jan 2009 05:23:00 +0000 http://www.biblemoneymatters.com/?p=1343#comment-4271 [...] you follow the principles of Dave Ramsey, then you’ll want to start off having at least $1,000 in your savings account. While $1,000 [...]

[...] you follow the principles of Dave Ramsey, then you’ll want to start off having at least $1,000 in your savings account. While $1,000 [...]

]]> By: John http://www.biblemoneymatters.com/2008/10/fpu.html/comment-page-1#comment-4082 John Wed, 31 Dec 2008 16:59:31 +0000 http://www.biblemoneymatters.com/?p=1343#comment-4082 Hi, I was just browsing the web about the new (2006) version of the FPU dvd's. I have been a BIG Dave fan since 2002. I have paid my house off, have my emergency fund and have been putting over 25% of my income in investments. It took some work, but it was worth it. Its really nice to not have the burden of debt. In the financial meltdown we are in, I feel very secure. Even if I lost my job, I could still get a very low paying job and would be able to survive with no problems. I owe it all to Dave and I also feel that I have more than I deserve. Just thought Id share that with you! It does work! Hi,

I was just browsing the web about the new (2006) version of the FPU dvd’s. I have been a BIG Dave fan since 2002. I have paid my house off, have my emergency fund and have been putting over 25% of my income in investments. It took some work, but it was worth it. Its really nice to not have the burden of debt. In the financial meltdown we are in, I feel very secure. Even if I lost my job, I could still get a very low paying job and would be able to survive with no problems. I owe it all to Dave and I also feel that I have more than I deserve.
Just thought Id share that with you! It does work!

]]> By: Amber C http://www.biblemoneymatters.com/2008/10/fpu.html/comment-page-1#comment-2442 Amber C Fri, 24 Oct 2008 17:40:52 +0000 http://www.biblemoneymatters.com/?p=1343#comment-2442 Thanks for posting this. I have wanted to do the classes but none are offered in my area. I am going to follow it week by week from your posts. Maybe if I try to follow one week at a time I won't be overwhelmed. <abbr><em>Amber Cs last blog post..<a href="http://debtfree2009.wordpress.com/2008/10/24/i-go-to-the-grocery-store-everyday/" rel="nofollow">I Go To The Grocery Store EVERYDAY</a></abbr></em> Thanks for posting this. I have wanted to do the classes but none are offered in my area. I am going to follow it week by week from your posts. Maybe if I try to follow one week at a time I won’t be overwhelmed.

Amber Cs last blog post..I Go To The Grocery Store EVERYDAY

]]> By: Brad http://www.biblemoneymatters.com/2008/10/fpu.html/comment-page-1#comment-2441 Brad Fri, 24 Oct 2008 17:36:14 +0000 http://www.biblemoneymatters.com/?p=1343#comment-2441 I have no problem with the principle, I just don't trust debit cards as much as he does and I have too many things that need remote authorization and such. His points are great and I need to be truer to them, but I still don't trust debit cards enough to switch completely there (especially after research into that area). Brad I have no problem with the principle, I just don’t trust debit cards as much as he does and I have too many things that need remote authorization and such.

His points are great and I need to be truer to them, but I still don’t trust debit cards enough to switch completely there (especially after research into that area).

Brad

]]> By: Peter http://www.biblemoneymatters.com/2008/10/fpu.html/comment-page-1#comment-2440 Peter Fri, 24 Oct 2008 17:08:15 +0000 http://www.biblemoneymatters.com/?p=1343#comment-2440 The idea behind the no credit cards approach is that when you "use credit", you're never really getting ahead. You may think you can use credit responsibly, but then - as ramsey says - Murphy comes calling. Everything that can go wrong, does. Credit cards you had intended on paying off right away end up carrying a balance. And savings becomes a second priority. When you don't use credit you're able to be more responsible about spending, saving up for purchases before you buy them. You save up an emergency fund - just in case bad things DO happen. You get the appropriate health, life and other insurance to cover the worst case scenarios, and when you're done making following the plan - you really don't need to use credit. Another good site to read about the whole - "we don't need debt" paradigm is <a href="http://www.www.ncnblog.com" rel="nofollow">No Credit Needed</a>. Thanks for stopping by! The idea behind the no credit cards approach is that when you “use credit”, you’re never really getting ahead. You may think you can use credit responsibly, but then – as ramsey says – Murphy comes calling. Everything that can go wrong, does. Credit cards you had intended on paying off right away end up carrying a balance. And savings becomes a second priority.

When you don’t use credit you’re able to be more responsible about spending, saving up for purchases before you buy them. You save up an emergency fund – just in case bad things DO happen. You get the appropriate health, life and other insurance to cover the worst case scenarios, and when you’re done making following the plan – you really don’t need to use credit.

Another good site to read about the whole – “we don’t need debt” paradigm is No Credit Needed. Thanks for stopping by!

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