From the monthly archives:

August 2008

To Debt Snowball or Debt Avalanche, That Is The Question.

August 29, 2008

Which Debt Reduction Method is the Best?
I’ve been reading a lot lately about how one method or the other is best for getting out of debt. There are a ton of programs being touted as “the best”, and I do think some probably work better than others. So what do I think is the best? [...]

18 comments Read the full article →

Your Credit Card May Give You Perks You Didn’t Even Know About

August 28, 2008

Having stuff stolen stinks
I recently was unfortunate enough to have some personal items stolen from me, including a GPS and digital camera. I had only recently purchased the GPS, and digital cameras aren’t cheap to replace.

photo credit: Steve Keys
I called my homeowner’s insurance to see if they would cover the replacement cost, but [...]

5 comments Read the full article →

Personal Finance Bible Verse of the Day: Do not borrow

August 28, 2008

For the Lord your God will bless you as He has promised you, and you will lend to many nations, but you will not borrow; and you will rule over many nations, but they will not rule over you. Deuteronomy 15:6
Another scripture that stresses the importance of not going into debt. We are [...]

0 comments Read the full article →

Dave Ramsey’s Financial Peace University: Week 13 - The Great Misunderstanding

August 27, 2008

Last week - Real estate and mortgages
Last week was week 12 and we talked about real estate - buying homes and selling homes. Things we touched on:

When selling a home, think like a retailer.
When buying a home, think like an investor.
Never get more than a 15-year fixed mortgage. Don’t tie up more than 25% of [...]

5 comments Read the full article →

Shameless Plug: LogosForWebsites.com for your logo design needs

August 26, 2008

A new site is launched!
Some of you already know that in addition to this website, I also run a couple of other websites. I have a fitness site called QuicktoFit.com, and now within the last week I have also launched my new logo design website LogosForWebsites.com.

I have been doing quite a brisk business in [...]

3 comments Read the full article →

Sunday Roundup and Cash Crate Update!

August 24, 2008

Cash Crate check in the mail
Yesterday afternoon I checked the mailbox and instead of the usual bills that I don’t enjoy opening, I got one of those nice letters with the tear-off panels. You know the ones - the ones that have a check inside.
That’s right I finally got my first check for participating in [...]

3 comments Read the full article →

Personal Finance Bible Verse of the Day: Knowledge

August 23, 2008

Through wisdom a house is built, and by understanding it is established; and by knowledge the rooms shall be filled with all precious and pleasant riches. Proverbs 24:3-4

If you hope to better your financial situation, it is so important that you educate yourself in ways to improve your position. Whether it is learning about [...]

1 comment Read the full article →

Finances and Personal Responsibility: Who Is To Blame For Your Money Problems?

August 21, 2008

The victim mentality
I was reading a post over at Moolanomy.com the other day that really got me thinking about the idea of a victim mentality, personal responsibility and how people handicap themselves by blaming others when they have problems.
I think it is helpful to first define when I mean by a victim mentality. Moolanomy.com gives [...]

17 comments Read the full article →

Are We Getting Another Economic Stimulus Check - Roundup of Opinions

August 21, 2008

People need to know - “will I get another check?”
If the amount of search traffic coming to this blog is any indication, people NEED to know if there is going to be another stimulus check coming their way in the coming months. My guess is probably not. In the next year? Maybe.

photo credit: JOE [...]

28 comments Read the full article →