The following is a guest post from Bob over at ChristianPF.com. Please check out his site and add his feed to your reader. His blog is one of the ones that I was reading before I started this blog, so he was an inspiration for me when I was just starting.
Make a better budget!
1. Know your budget-busters and stay away!
If this is the mall don’t go, if it is QVC, turn it off, if is buying stuff online, throw your computer out the window!! 
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2. Wait before purchasing.
Never buy large purchase items with out waiting a week to really be sure that it is the best use of your money.
3. Budget for Giving.
It makes it a whole heckuva lot more fun to give if you have the money sitting there ready to be spent.
4. Make budgeting fun.
It is not a diet. Quit telling yourself that budgeting is just like a diet for you checkbook. In my opinion, the reasons that most budgets fail is because they are out of balance. Fun should be budgeted for.
5. Snowball it.
Once a debt is paid off, take that amount and either apply it to another debt (aka Debt Snowball) or to something fun (vacation fund, etc.)
6. Create a misc. budgeting category.
No matter how many categories you create, you can bet that you will have expenses come up that won’t fall into any of them. This is why it is a great idea to have a backup called miscellaneous.
7. Have fun money.
Have some money given to each family member that doesn’t need to be tracked and can be used for whatever he/she wants.
8. Combine budgeting categories.
Try combining categories to simplify the system. For example if you have money budgeted for car maintenance and car insurance, try putting them together in the same category.
9. Set money aside monthly for infrequent bills.
Just because a bill isn’t paid monthly doesn’t mean that it can’t be budgeted for monthly. If you pay car insurance every 6 months, just take that bill and divide by 6, viola! Now add that amount to your monthly budget, and when the next bill comes due, the money will be sitting there waiting!
10. Try budgeting with ING or another online bank.
This way you are earning interest on each one of your budgeting categories. Small amounts add up quick.
Feel free to share your budgeting tips below!
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I recently came accross your blog and have been reading along. I thought I would leave my first comment. I dont know what to say except that I have enjoyed reading. Nice blog.
Tim Ramsey
Thanks for stopping by Tim, hope you’ll keep coming back!
The “Fun Money” category is important. If you have a small amount of money that you don’t have to account for it is easier for all involved.
@Mo Money
so true! I learned that one that hard way, but once we figured it out it helped so much!!
ChristianPFs last blog post..Bankruptcy and the Bible
Nice budget list. I just updated our household budget last night and was surprised at how the gas has effected ours. We don’t commute that far to and from work… but that price per gallon adds up quick!