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	<title>Comments on: Dave Ramsey&#8217;s Financial Peace University: Week 8 &#8211; That&#8217;s Not Good Enough!</title>
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	<link>http://www.biblemoneymatters.com/2008/07/dave-ramseys-financial-peace-university-week-8-thats-not-good-enough.html</link>
	<description>Finances transformed by faith</description>
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		<title>By: John Delaney</title>
		<link>http://www.biblemoneymatters.com/2008/07/dave-ramseys-financial-peace-university-week-8-thats-not-good-enough.html/comment-page-1#comment-2825</link>
		<dc:creator>John Delaney</dc:creator>
		<pubDate>Mon, 10 Nov 2008 21:33:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=377#comment-2825</guid>
		<description>Haggling is less uncomfortable when you can flash the cash and are prepared to walk away.

Something I learned at a very early stage of my sales career is called the doorknob close.  Be prepared to walk away - and just before you do, pause as you walk out the door to tell them you aren&#039;t coming back.  It works.

As far as a pair of shoes or a car seat at Babies R Us - why not?  How about asking if they can sell them for any less?

Something else I learned long ago is this - &quot;If You Don&#039;t Ask, Then You Don&#039;t Know.&quot;

Next time you go to a hotel, try asking for a courtesy upgrade to a bigger and nicer room.  The worst thing they can say is no.  Same thing applies to shoes, clothing, car seats, etc.  Ask them if they can give you a better price - and be prepared to walk and let them know it.  It works!!

One other thing.  Most salespeople or sales clerks won&#039;t know how to act when you ask for the discount, so the answer will most likely always be a no.  Ask them to get their manager and things change dramatically.</description>
		<content:encoded><![CDATA[<p>Haggling is less uncomfortable when you can flash the cash and are prepared to walk away.</p>
<p>Something I learned at a very early stage of my sales career is called the doorknob close.  Be prepared to walk away &#8211; and just before you do, pause as you walk out the door to tell them you aren&#8217;t coming back.  It works.</p>
<p>As far as a pair of shoes or a car seat at Babies R Us &#8211; why not?  How about asking if they can sell them for any less?</p>
<p>Something else I learned long ago is this &#8211; &#8220;If You Don&#8217;t Ask, Then You Don&#8217;t Know.&#8221;</p>
<p>Next time you go to a hotel, try asking for a courtesy upgrade to a bigger and nicer room.  The worst thing they can say is no.  Same thing applies to shoes, clothing, car seats, etc.  Ask them if they can give you a better price &#8211; and be prepared to walk and let them know it.  It works!!</p>
<p>One other thing.  Most salespeople or sales clerks won&#8217;t know how to act when you ask for the discount, so the answer will most likely always be a no.  Ask them to get their manager and things change dramatically.</p>
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		<title>By: Dave Ramsey&#8217;s Financial Peace University: Week 9 - Of Mice and Mutual Funds &#124; Bible Money Matters</title>
		<link>http://www.biblemoneymatters.com/2008/07/dave-ramseys-financial-peace-university-week-8-thats-not-good-enough.html/comment-page-1#comment-676</link>
		<dc:creator>Dave Ramsey&#8217;s Financial Peace University: Week 9 - Of Mice and Mutual Funds &#124; Bible Money Matters</dc:creator>
		<pubDate>Fri, 25 Jul 2008 11:28:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=377#comment-676</guid>
		<description>[...] Last week was week 8 in Dave Ramsey&#8217;s &#8220;Financial Peace University&#8220;. Week 8 was all strategies for negotiating, and using cash to reduce the cost of the items you buy. [...]</description>
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<p>[...] Last week was week 8 in Dave Ramsey&#8217;s &#8220;Financial Peace University&#8220;. Week 8 was all strategies for negotiating, and using cash to reduce the cost of the items you buy. [...]</p>
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		<title>By: Peter</title>
		<link>http://www.biblemoneymatters.com/2008/07/dave-ramseys-financial-peace-university-week-8-thats-not-good-enough.html/comment-page-1#comment-256</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Wed, 16 Jul 2008 21:21:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=377#comment-256</guid>
		<description>Yeah, I think some stores you may not be able to negotiate or haggle, and Ramsey said as much.  By the same token, even at those types of stores you can often find a bargain by buying an open box item, last year&#039;s model, etc.  Finding a bargain might take some work, but in many cases it will be worth it.</description>
		<content:encoded><![CDATA[<p>Yeah, I think some stores you may not be able to negotiate or haggle, and Ramsey said as much.  By the same token, even at those types of stores you can often find a bargain by buying an open box item, last year&#8217;s model, etc.  Finding a bargain might take some work, but in many cases it will be worth it.</p>
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		<title>By: GFish</title>
		<link>http://www.biblemoneymatters.com/2008/07/dave-ramseys-financial-peace-university-week-8-thats-not-good-enough.html/comment-page-1#comment-255</link>
		<dc:creator>GFish</dc:creator>
		<pubDate>Wed, 16 Jul 2008 19:20:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=377#comment-255</guid>
		<description>Haggling is very uncomfortable.  And I think the ability to walk away is the key. 

I&#039;ve haggled on cars &amp; furntiture before, because that seems acceptable and expected.  But can you go into Babies R Us and haggle over a car seat?  Or to a sporting goods store for a pair of shoes?  

I tried haggling with a guy at Radio Shack over an older generation iPod nano once and he wouldn&#039;t come down on price.  Even though I could buy it on radioshack.com for the price I was willing to pay him.   I ended up buying a refurb off apple.com for even cheaper and it has worked perfectly.</description>
		<content:encoded><![CDATA[<p>Haggling is very uncomfortable.  And I think the ability to walk away is the key. </p>
<p>I&#8217;ve haggled on cars &amp; furntiture before, because that seems acceptable and expected.  But can you go into Babies R Us and haggle over a car seat?  Or to a sporting goods store for a pair of shoes?  </p>
<p>I tried haggling with a guy at Radio Shack over an older generation iPod nano once and he wouldn&#8217;t come down on price.  Even though I could buy it on radioshack.com for the price I was willing to pay him.   I ended up buying a refurb off apple.com for even cheaper and it has worked perfectly.</p>
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		<title>By: Peter</title>
		<link>http://www.biblemoneymatters.com/2008/07/dave-ramseys-financial-peace-university-week-8-thats-not-good-enough.html/comment-page-1#comment-240</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Tue, 15 Jul 2008 20:46:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=377#comment-240</guid>
		<description>@ celticbuffy - Yeah, i&#039;m not always very good at it negotiating either.  It&#039;s something I&#039;ve yet to try too much because I haven&#039;t really bought anything worth haggling about recently.</description>
		<content:encoded><![CDATA[<p>@ celticbuffy &#8211; Yeah, i&#8217;m not always very good at it negotiating either.  It&#8217;s something I&#8217;ve yet to try too much because I haven&#8217;t really bought anything worth haggling about recently.</p>
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		<title>By: celticbuffy</title>
		<link>http://www.biblemoneymatters.com/2008/07/dave-ramseys-financial-peace-university-week-8-thats-not-good-enough.html/comment-page-1#comment-237</link>
		<dc:creator>celticbuffy</dc:creator>
		<pubDate>Tue, 15 Jul 2008 16:42:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.biblemoneymatters.com/?p=377#comment-237</guid>
		<description>I just finished reading this chapter.  It&#039;s really hard for me to ask to negotiate on a price, even at garage sales.  Something I definitely need to work on.

celticbuffys last blog post..&lt;a href=&quot;http://feeds.feedburner.com/~r/Celticbuffy-DebtSlayer/~3/331840900/procrastination.html&quot; rel=&quot;nofollow&quot;&gt;Procrastination&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>I just finished reading this chapter.  It&#8217;s really hard for me to ask to negotiate on a price, even at garage sales.  Something I definitely need to work on.</p>
<p>celticbuffys last blog post..<a href="http://feeds.feedburner.com/~r/Celticbuffy-DebtSlayer/~3/331840900/procrastination.html" rel="nofollow">Procrastination</a></p>
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